Credit Risk Analyst (Traded Credit)

CIMB; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Job summary

CIMB in Kuala Lumpur is seeking a seasoned credit professional to prepare fixed income credit proposals and support submissions to approving authorities, ensuring speedy turnaround and post-approval processing. You will evaluate the credit quality of the corporate loan portfolio, monitor asset health, and escalate issues to the relevant authorities.

The role requires ACCA or equivalent qualifications, solid accounting and financial analysis, and hands-on experience with corporate/Wholesale

Qualifications

• ACCA or equivalent qualification or AICB professional credentials.
• Bloomberg skills are a plus.
• Minimum 3 years’ experience in corporate/investment banking or related fields.
• Strong accounting, financial analysis, and credit evaluation skills.
• Experience in financial modeling and business writing & presentation.

Responsibilities

• Prepare fixed income credit proposals and obtain approvals with turnaround time.
• Evaluate credit quality of corporate loan portfolio across industries.
• Monitor asset quality and escalate deteriorations to relevant authorities.
• Ensure applications comply with regulatory frameworks and group policies.
• Deliver on ad-hoc assignments.

Skills

Credit evaluation

Financial analysis

Financial modeling

Business writing

Presentation skills

Education

ACCA (or equivalent)

AICB professional credentials

OMEGA certification

Tools

Bloomberg

Job description

• Prepare fixed income credit proposals, provide analytical support in submissions to the relevant approving authorities and ensure speedy turnaround time. This includes the following: identify pertinent credit related issues, liaise with business units and internal approvers to obtain approvals, handle post-approval work process.
• Evaluate the credit quality of the Bank’s Corporate Loan portfolio in various industries and identify pertinent credit & other deal related issues.
• Monitor the fixed income / loan portfolio to ensure any deterioration in the asset quality is properly escalated to the relevant authorities.
• Ensure all applications comply with applicable regulatory framework / guidelines and the Group’s policies and procedures.
• Deliver on ad-hoc assignments.

Key Requirements:

• Has professional qualifications such as ACCA (or its equivalent), Asian Institute of Chartered Bankers (Certified Credit Professional, Professional Credit Certification, Business Credit Professional, Competency Validation Assessment) or OMEGA.
• Bloomberg skills is an added advantage.
• Minimum 3 years’ experience in corporate / investment banking or other related fields.
• Possess strong accounting / financial analytical and credit evaluation skills, has financial modeling skills, good business writing & presentation skills and good understanding of the corporate banking & Wholesale Banking products.