Credit Risk Analyst

Kenanga Group; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Job summary

Kenanga Group in Kuala Lumpur is seeking a Credit Risk Analyst to strengthen the organization's credit risk framework by developing policies, conducting independent risk assessments, and implementing analytical models to support prudent credit decisions. The role involves monitoring exposures, identifying deteriorating trends, and ensuring alignment with regulatory and internal risk standards.

You will collaborate with risk, finance, and business units to present findings to committees and

Qualifications

• Bachelor's or Master's degree in Business finance, Risk Management, Economics, or related field.
• Strong analytical and quantitative skills with experience in credit risk assessment/management.
• Good communication and presentation skills for committee reporting.

Responsibilities

• Develop and maintain credit risk management policies and procedures.
• Conduct independent credit risk assessments on counterparties, portfolios, and new products.
• Design and enhance credit scoring models to support risk-based decision-making.
• Monitor credit exposures and elevate early warning signs of deterioration to senior management.
• Prepare, review, and present comprehensive risk analysis reports and recommendations to credit and risk committees.
• Ensure full compliance with internal credit policies, regulatory guidelines, and risk appetite parameters.
• Support enterprise-wide stress testing exercises and ICAAP.
• Collaborate with key stakeholders across risk, finance, and business units to strengthen the overall credit risk profile.

Skills

Analytical reasoning

Quantitative analysis

Credit risk assessment

Communication skills

Education

Bachelor's or Master's degree in Business Finance / Risk Management

Job description

The Credit Risk Analyst plays a critical role in strengthening the organization's credit risk framework by developing policies, conducting independent risk assessments, and implementing analytical models to support prudent credit decision-making. The role involves close monitoring of credit exposures, early identification of deteriorating trends, and ensuring alignment with regulatory and internal risk standards.

Responsibilities:

• Develop and maintain credit risk management policies and procedures to ensure robust risk governance.
• Conduct independent credit risk assessments on counterparties, portfolios, and new products.
• Design and enhance credit scoring models to support risk-based decision-making.
• Monitor credit exposures and elevate early warning signs of deterioration to senior management.
• Prepare, review, and present comprehensive risk analysis reports and recommendations to credit and risk committees.
• Ensure full compliance with internal credit policies, regulatory guidelines, and risk appetite parameters.
• Support enterprise-wide stress testing exercises and internal capital adequacy assessments (ICAAP).
• Collaborate with key stakeholders across risk, finance, and business units to strengthen the overall credit risk profile.

Requirements:

• Bachelor's or Master's degree in Business finance, Risk Management, Economics, or a related field.
• Strong analytical and quantitative skills with experience in credit risk assessment/management areas.
• Good communication and presentation skills for effective committee-level reporting.