Credit Analyst - Middle Market

OCBC; Kuala Lumpur; On-site; MYR 78,000 - 123,000; Full time

Job summary

OCBC Malaysia is hiring a Credit Risk Analyst in Kuala Lumpur to assess credit proposals and support risk decision-making. You will conduct timely credit reviews, ensure adherence to operating processes and regulatory requirements, and prepare ad-hoc credit reports as needed.

The role requires a degree in Accounting, Finance, Economics or Business, with English fluency and strong analytical skills. Independence and teamwork abilities are valued in a dynamic bank environment.

Qualifications

• Degree in Accounting, Finance, Economics or Business
• Previous experience in credit evaluation is advantageous
• Fluent in English (spoken and written)
• Good interpersonal skills and able to work independently as well as in a team
• Strong analytical skills in financial accounts, including cashflow analysis
• Independent, self-motivated, resourceful and result oriented

Responsibilities

• Conduct credit reviews and propositions on timely basis
• Ensure adherence to credit and business operational processes and regulatory requirements
• Perform ad-hoc credit related reports (if applicable)

Skills

Credit evaluation

Cashflow analysis

Analytical skills

Interpersonal skills

Teamwork

Independent / self-motivated

Education

Degree in Accounting, Finance, Economics or Business

Job description

• Responsible for conducting credit reviews and propositions on timely basis
• Ensure at all-time adherence to credit and business operational processes and compliant to regulatory and control requirements
• Perform ad-hoc credit related reports (if applicable)

Who you are

• Possess a recognized degree preferably in Accounting, Finance, Economics or Business
• Previous experience in credit evaluation would be an added advantage
• Fluent in both spoken and written English
• Good interpersonal skills and able to work independently as well as in a team to achieve collective goals
• Good analytical skills in financial accounts, including cashflow analysis
• Independent, self-motivated, resourceful and result oriented