Credit Risk Analyst | Growth, Insight & Impact

JCL Credit Leasing Sdn Bhd; Kuala Lumpur; On-site; MYR 54,000 - 90,000; Full time

Benefits offered by this job

Annual medical checkup

Housing allowance

Education benefits

Medical life and accident insurance

Position allowance

Birth allowance

Loyalty award

Team entertainment allowance

Bereavement allowance

Field visit allowance

Accommodation allowance

Job summary

JCL Credit Leasing Sdn. Bhd., a Japanese-owned company with its headquarters in Tokyo, is seeking a responsible Credit Evaluator in Kuala Lumpur.

You will assess customer creditworthiness based on financial statements and help protect our business while supporting responsible expansion. The role requires a bachelor degree in Finance or related field, at least one year of credit experience, and proficiency in Mandarin, English and Malay.

Qualifications

• Bachelor degree in Finance, Accounting, Banking or equivalent.
• At least 1 year of relevant experience in credit evaluation.
• Proficiency in Mandarin, English and Malay (written and spoken).

Responsibilities

• Perform credit assessment on customers based on financial statements.
• Review credit risk for new applications and existing customers; make credit limit recommendations.
• Carry out data verification and ensure data accuracy per guidelines.
• Phone verify customer information including income proof.
• Adhere to credit policies, standards and guidelines for credit judgement.
• Ensure confidentiality and integrity of information assets.

Skills

Mandarin

English

Malay

Microsoft Office

Communication

Independent work

Education

Bachelor degree in Finance/Accounting/ Banking or equivalent

Tools

Microsoft Office

Job description

JCL Credit Leasing Sdn. Bhd., a Japanese-owned company with its headquarters in Tokyo, is seeking a responsible Credit Evaluator in Kuala Lumpur.

You will assess customer creditworthiness based on financial statements and help protect our business while supporting responsible expansion. The role requires a bachelor degree in Finance or related field, at least one year of credit experience, and proficiency in Mandarin, English and Malay.