Credit Risk Team Lead - Analysis, Strategy & Growth

CMA CGM; Subang Jaya; Sur place; MYR 48 000 - 80 000; Plein temps

Résumé du poste

CMA CGM FICOM in Subang Jaya invites applications for a Credit Analyst/Lead role focusing on evaluating customer creditworthiness, setting credit limits, and ensuring compliance with policies. You will mentor analysts, drive process improvements, and partner with stakeholders to strengthen risk controls.

The ideal candidate holds a Finance/Accounting degree with 2–4+ years of credit experience, strong English communication, and leadership abilities to guide a growing team.

Qualifications

• Bachelor’s Degree or Professional Degree in Finance/Accounting or relevant
• Minimum 2 to 4 years and above related working experience is preferred
• Candidates with credit experience relating to credit processing and credit analysis environment would have an added advantage
• Good in interpersonal and problem-solving skill
• Resilient and able to work independently under pressure and meet tight deadlines
• Excellent interpersonal skills with high fluency in both written and spoken English
• Able to analyze full financial statement to assess the financial profile of a company
• Strong leadership skills and able to provide consistent guidance to younger team members in daily operations
• Able to learn and acquire credit skills quickly to handle more complex deals
• Possess growth mindset, innovation & agile. Always looking for ways to improve
• Good team player who is dynamic and result-oriented

Responsabilités

• Analyze customer financial profiles and creditworthiness, identify related risk exposures across various industries, and recommend appropriate credit limits with supporting justifications for management approval while ensuring accurate updates in the credit system.
• Perform new credit application and annual credit reviews for expired credit accounts across the Group and maintain accurate customer credit information and documentation.
• Lead, supervise, coach, and provide guidance to the credit analyst team to ensure timely and accurate completion of credit assessments and reviews while supporting team development and technical competency.
• Drive continuous process improvement initiatives, automation projects, system enhancements, and lead user acceptance testing (UAT) activities to improve workflow efficiency, strengthen risk controls, and ensure business requirements are met prior to deployment.
• Monitor team performance and ensure service level agreements (SLAs) and key performance indicators (KPIs) are achieved.
• Identify potential risks within procurement activities and support effective decision-making and risk mitigation throughout procurement risk assessment.
• Collaborate with stakeholders to provide support and address enquiries relating to credit processes, policies, and operational matters.
• Participate in monthly Regional Credit Management meetings and support discussions with manager on credit-related matters.
• Prepare periodic reports and analysis, including strategic accounts reporting, for management review.
• Identify process improvement opportunities and provide recommendations to management to enhance operational effectiveness.
• Draft and prepare credit agreements in accordance with country-specific regulations to ensure compliance with legal standards and safeguard the company’s interests in financial transactions.

Connaissances

Credit analysis

Financial analysis

Leadership

Interpersonal skills

Problem solving

English fluency

Formation

Bachelor's degree in Finance/Accounting

Description du poste

CMA CGM FICOM in Subang Jaya invites applications for a Credit Analyst/Lead role focusing on evaluating customer creditworthiness, setting credit limits, and ensuring compliance with policies. You will mentor analysts, drive process improvements, and partner with stakeholders to strengthen risk controls.

The ideal candidate holds a Finance/Accounting degree with 2–4+ years of credit experience, strong English communication, and leadership abilities to guide a growing team.