Credit Approver

OCBC; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Holistic flexible benefits

Professional development opportunities

Wellbeing support

Job summary

OCBC is seeking an experienced SME banking professional to evaluate and approve Emerging Business loan applications and related credit exceptions. The role emphasizes credit assessment, risk analysis, and process improvements within a dynamic banking environment.

The ideal candidate has at least 5 years in SME banking, strong interpersonal skills, and the ability to work under pressure to meet tight turnaround times.

Qualifications

• Min 5 years of banking experience in SME.
• Ability to assess credit standing and approve EmB loans.
• Ability to implement effective processes and improvements.

Responsibilities

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives.

Skills

Credit assessment

SME banking

Risk analysis

Interpersonal skills

Agile/adaptable

Education

Bachelor's degree in Finance or related field

Job description

Who We Are

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Job Responsibilities

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives

Job Requirements

• Min 5 years of banking experience in SME.
• Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.
• Agile, prepared to make changes and implement best practices.
• Add value to the organisation through implementation of effective and efficient process.
• Independent, self-motivated, resourceful and excellent interpersonal skills.

What We Offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.