Credit and Collections Analyst

Diebold Inc.; Petaling Jaya; On-site; MYR 60,000 - 80,000; Full time

Job summary

Diebold Nixdorf in Petaling Jaya, Malaysia is seeking a Credit & Collections Specialist to assess creditworthiness and manage collections with corporate and individual clients. You will analyze financial information, determine risk, and establish or revise payment schedules to minimize exposure.

Ideal candidates will have a Diploma or equivalent and 2–4 years of experience in credit and collections, with strong business English skills.

Qualifications

• Diploma or equivalent work experience required.
• Minimum of 2-4 years of relevant experience or equivalent combination of education and experience in Credit and Collections.
• Good business English skills (Written and spoken).

Responsibilities

• Performs credit & collections for a defined customer group / segment.
• Investigates and analyzes credit risk of assigned customers and/or accounts.
• Investigates and analyzes credit risks using available internet and credit agency tools and information.
• Engages with customers to: Understand / evaluate financial situation.
• Determine credit worthiness.
• Establish new / revised payment schedules.
• Restrict or withdraw credit status.
• Compiles and maintains credit reports for internal distribution.
• Assists with development and implementation of process improvement initiatives.

Skills

Credit & collections knowledge

English proficiency

Education

Diploma or equivalent

Job description

Minimizes financial risk to the organization by assessing and advising on creditworthiness of prospective and existing clients. Investigates credit applications and approves applications within established guidelines for companies and individuals. Liaises with corporate clients and other departments to resolve credit problems. Collects and negotiates terms of payment on overdue accounts.

Responsibilities

• Performs credit & collections for a defined customer group / segment.
• Investigates and analyzes credit risk of assigned customers and/or accounts.
• Investigates and analyzes credit risks using available internet and credit agency tools and information.
• Engages with customers to: Understand / evaluate financial situation.
• Determine credit worthiness.
• Establish new / revised payment schedules.
• Restrict or withdraw credit status.
• Compiles and maintains credit reports for internal distribution.
• Assists with development and implementation of process improvement initiatives.

Qualifications

Required Qualifications

• Diploma or equivalent work experience required.
• Minimum of 2-4 years of relevant experience or equivalent combination of education and experience in Credit and Collections.
• Good business English skills (Written and spoken).

About Us

Why should you join Diebold Nixdorf?

Brightest minds + technology and innovation + business transformation The people of Diebold Nixdorf are 23,000+ teammates of diverse talents and expertise in more than 130 countries, harnessing future technologies to deliver personalized, secure consumer experiences that connect people to commerce. Our culture is fueled by our values of collaboration, decisiveness, urgency, willingness to change, and accountability.

–Diebold Nixdorf is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, gender identity, age, marital status, veteran status, or disability status.

** To all recruitment agencies: Diebold Nixdorf does not accept agency resumes. Please do not forward resumes to our jobs alias, Diebold Nixdorf employees or any other organization location. Diebold Nixdorf is not responsible for any fees related to unsolicited resumes**

• Locations Petaling Jaya, Selangor, Malaysia