AVP, Credit Analyst, Corporate Banking

Sumitomo Mitsui Banking Corporation Malaysia Berhad; Malaysia; On-site; MYR 56,000 - 89,000; Full time

Job summary

Sumitomo Mitsui Banking Corporation Malaysia Berhad is seeking a banking professional to support KYC processing, credit analysis, and daily operations within a dynamic team in Malaysia.

The role requires 2–6 years of banking experience with Commercial/Corporate clients, strong English communication skills, and knowledge of banking products. Japanese/Korean language ability is a plus. AICB qualification is advantageous.

Qualifications

• Bachelor’s degree in Accounting / Finance / Banking / Business Management or equivalent.
• AICB qualification is an added advantage.
• 2–6 years of banking experience with Commercial/Corporate customers.
• Excellent English communication, written and spoken (Japanese/Korean an advantage).

Responsibilities

• Cooperate with Relationship Manager to provide banking services and handle KYC for customers.
• Conduct credit analysis for customers to obtain approval and ensure smooth document circulation.
• Engage in various financial transactions and support daily operations.
• Assist and cooperate with colleagues and learn new banking tasks for new joiners.
• Maintain compliance with SMBCMY, SMBC Head Office, and regulatory requirements (KYC/AML, Large Loans, CCRIS, etc.).
• Provide timely reporting on irregular events and root cause analyses.

Skills

English proficiency

Team player

Self-motivated

Education

Accounting/Finance/Banking/Business Management degree

AICB qualification

Job description

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC) Group. Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

SUMITOMO MITSUI BANKING CORPORATION MALAYSIA BERHAD

Job Summary

• To closely cooperate with Relationship Manager to provide banking services and handle KYC for customers.
• To conduct credit analysis for customers to obtain approval and to ensure smooth document circulation process.
• To engage various financial transactions and support daily operations.
• To assist and cooperate colleagues.
• To learn new banking jobs and teach jobs for new joiners.

Job Description

• To achieve department and team’s budget (including but not limited to profit and products amount).
• To establish good relationship with customers and colleagues.
• To complete tasks (including but not limited to credit application, monitoring, instruction response, KYC, financial transactions by customers’ request and management instructions) on timely manner.
• To support daily operations through implementing and initiating projects.
• Ensure full compliance to relevant rules and risk appetites in SMBCMY, SMBC Head Office and Regulatory Requirements (including but not limited to FEN, SCEL, Large Loans, Connected Parties, CCRIS Front end reporting, KYC/AML procedure, etc.) as a first line of defence function.
• Ensure timely and comprehensive reporting on irregular events (including but not limited to customer complaint, information leakage, operational incident, credit deterioration), root cause analysis and implementation of remedial.

Job Requirements

• A degree in Accounting / Finance / Banking / Business Management or equivalent. Those who possess relevant AICB qualification is an added advantage.
• Preferable with 2-6 years of banking experiences in dealing with Commercial / Corporate Customers.
• Knowledge in banking products including trade and derivatives is an added advantage.
• Excellent communication skill with strong command of English language both written and spoken. Japanese and Korean language is an added advantage.
• Outgoing, result-oriented, self-motivated and resourceful.
• Able to work in fast-paced and dynamic environment.
• Able to work independently and a strong team player.

Sumitomo Mitsui Banking Corporation (SMBC) operates globally with extensive overseas branches that offers a broad range of financial services. Due to its incorporation of a wholly owned subsidiary in Malaysia, SMBC is now inviting you to be part of its talent pool where you can grow with us. This is indeed a good opportunity for you to chart your career collaboratively with SMBC to greater heights.

Sumitomo Mitsui Banking Corporation (SMBC) operates globally with extensive overseas branches that offers a broad range of financial services. Due to its incorporation of a wholly owned subsidiary in Malaysia, SMBC is now inviting you to be part of its talent pool where you can grow with us. This is indeed a good opportunity for you to chart your career collaboratively with SMBC to greater heights.

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