AVP, Credit Analyst, Corporate Banking

SMBC Group; Kuala Lumpur; On-site; MYR 60,000 - 100,000; Full time

Job summary

SUMITOMO MITSUI BANKING CORPORATION MALAYSIA BERHAD is seeking a banking professional to closely cooperate with Relationship Managers, perform credit analysis, and handle KYC for customers in a fast-paced environment.

The role requires a degree in Accounting/Finance/Banking/Business Management, 2–6 years of banking experience with commercial/corporate clients, and strong English communication skills; knowledge of trade and derivatives is a plus. Japanese/Korean language skills are advantageous.

Qualifications

• A degree in Accounting / Finance / Banking / Business Management or equivalent.
• 2–6 years of banking experience with Commercial/Corporate customers.
• Knowledge of banking products including trade and derivatives is an added advantage.

Responsibilities

• Achieve department and team budgets (profit and products) as part of targets.
• Establish good relationships with customers and colleagues.
• Complete tasks including credit applications, monitoring, KYC, and processing transactions promptly.
• Support daily operations through implementation of projects.
• Ensure full compliance to relevant rules and risk appetites (SMBCMY, SMBC HO, regulatory requirements).
• Provide timely reporting on irregular events and conduct root-cause analyses.

Skills

English communication

Client relationship

Result-oriented

Team player

Education

Accounting / Finance / Banking / Business Management degree

AICB qualification (advantage)

Job description

SUMITOMO MITSUI BANKING CORPORATION MALAYSIA BERHAD

Job Summary

• To closely cooperate with Relationship Manager to provide banking services and handle KYC for customers.
• To conduct credit analysis for customers to obtain approval and to ensure smooth document circulation process.
• To engage various financial transactions and support daily operations.
• To assist and cooperate colleagues.
• To learn new banking jobs and teach jobs for new joiners.

Job Description

• To achieve department and team’s budget (including but not limited to profit and products amount).
• To establish good relationship with customers and colleagues.
• To complete tasks (including but not limited to credit application, monitoring, instruction response, KYC, financial transactions by customers’ request and management instructions) on timely manner.
• To support daily operations through implementing and initiating projects.
• Ensure full compliance to relevant rules and risk appetites in SMBCMY, SMBC Head Office and Regulatory Requirements (including but not limited to FEN, SCEL, Large Loans, Connected Parties, CCRIS Front end reporting, KYC/AML procedure, etc.) as a first line of defence function.
• Ensure timely and comprehensive reporting on irregular events (including but not limited to customer complaint, information leakage, operational incident, credit deterioration), root cause analysis and implementation of remedial.

Job Requirements

• A degree in Accounting / Finance / Banking / Business Management or equivalent. Those who possess relevant AICB qualification is an added advantage.
• Preferable with 2-6 years of banking experiences in dealing with Commercial / Corporate Customers.
• Knowledge in banking products including trade and derivatives is an added advantage.
• Excellent communication skill with strong command of English language both written and spoken. Japanese and Korean language is an added advantage.
• Outgoing, result-oriented, self-motivated and resourceful.
• Able to work in fast-paced and dynamic environment.
• Able to work independently and a strong team player.