Snr Analyst/AVP, Loan Operations

SMBC SSC Sdn Bhd; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Job summary

SMBC SSC Sdn Bhd in Kuala Lumpur seeks an experienced Banking Operations Supervisor to lead and mentor staff, ensuring efficient end-to-end transaction processing and strict compliance with internal controls and regulatory standards. The role requires excellent communication, strong leadership, and a solid background in Accounting or Banking.

You will work closely with branches to address inquiries, resolve issues, and maintain operational risk controls while driving team motivation and

Qualifications

• Bachelor-level qualification in accounting and/or banking with professional understanding.
• Strong communication, leadership and interpersonal skills.
• Experience in banking operations and regulatory knowledge an advantage.

Responsibilities

• Coach and guide subordinates to improve productivity and consistency in operations.
• Ensure timely and accurate transaction processing and reporting.
• Maintain compliance with internal controls and regulatory requirements.
• Resolve routine issues and assist branches with customer inquiries and investigations.
• Oversee end-to-end operations controls and risk mitigation activities.

Skills

Leadership

Communication

Problem solving

Time management

Microsoft Office

Education

Diploma/Degree in Accounting or Banking

Tools

Microsoft Office

Job description

Coach and guide subordinates in terms of operational processes, skills and technical know-how in order to improve the staff productivity and to maintain consistency in operational support and delivery.

To promote accountability and transparency, promote a sound compliance culture which reinforces ethical, prudent and professional behaviour.

To maintain key control aspect of the operations to ensure compliance with corporate requirements and risk mitigation thus reducing fraud losses/write off and adjustments.

Timely reporting of potential/actual breaches to the respective departments and branches.

Address actual or suspected breaches of regulatory requirements or internal policies in a timely and appropriate manner.

Operations Controls.

Effectively manage the transaction processing as well as department activities and ensure that the required tasks are completed within the expected time frame and operations are carried out in accordance with operating procedures.

To manage end to end daily transaction processing and/or authorization of operational actions as well as department activities ensuring accuracy & efficiency and in compliance to internal controls/policies to mitigate any material operational risks that may result in operational failure/fraudulent activities.

Manages day to day support and advice in the department for transactional activities.

Manages the resolution of routine/day to day issues and provide support to branch with regards to customer enquiries, investigations and problem solving.

Manages the defect and/or complaint management process.

Timely reconciliations/issues resolution and submission of management/regulatory reporting as and when required.

To maintain a healthy and highly motivated team whilst encouraging teamwork.

Work closely with other respective operations team to resolve any exceptions or queries.

Proactively share new ideas and concepts to improve operations process.

Is responsible for the review of operating procedures and the maintaining of processes.

To work effectively both independently and as part of a team with minimal supervision.

To perform other duties as assigned by the Supervisor/Management from time to time.

To cover the duties of staff members in the department in his/her absence.

To support Bank activities interrupted by an emergency/crisis.

Job Requirements:

Basic Diploma/Degree with professional qualifications in Accounting and/or Banking.

Must have at least 5 years of relevant experience in Banking Operations.

Good knowledge of statutory requirements and/or related rules.

Good communication, interpersonal and leadership skills.

Good initiative and ability to manage own time.

Ability to effectively prioritize workload to meet tight deadlines and work objectives.

Proficiency with Microsoft applications.

Sumitomo Mitsui Banking Corporation (SMBC) operates globally with extensive overseas branches that offers a broad range of financial services. Due to its incorporation of a wholly owned subsidiary in Malaysia, SMBC is now inviting you to be part of its talent pool where you can grow with us. This is indeed a good opportunity for you to chart your career collaboratively with SMBC to greater heights.

Sumitomo Mitsui Banking Corporation (SMBC) operates globally with extensive overseas branches that offers a broad range of financial services. Due to its incorporation of a wholly owned subsidiary in Malaysia, SMBC is now inviting you to be part of its talent pool where you can grow with us. This is indeed a good opportunity for you to chart your career collaboratively with SMBC to greater heights.