Assistant Manager / Manager- Corporate Banking (FIG)

Maybank; Kuala Lumpur; On-site; MYR 80,000 - 110,000; Full time

Job summary

Maybank in Kuala Lumpur is looking for a credit professional to manage a portfolio of local corporate accounts, supporting the Associate Director and Director on all aspects of account management and structuring financing terms.

You will conduct detailed financial analysis, perform credit origination using EOS and related systems, ensure compliance with regulatory guidelines, negotiate loan documents, and coordinate with clients, solicitors, accountants and internal stakeholders to monitor

Qualifications

• Bachelor's degree or equivalent professional qualification.
• At least 3 years of related credit or corporate banking experience.
• Familiarity with Maybank's credit systems is preferred.

Responsibilities

• Manage a portfolio of local corporate accounts.
• Support Associate Director and Director on account management.
• Understand clients' financing requirements and perform detailed analysis and structure financing terms.
• Credit origination including writing credit papers, using EOS and other systems.
• Ensure compliance with regulatory framework and Group policies and procedures.
• Negotiate and finalize loan documentation.
• Liaise with clients, solicitors, accountants, and financial advisers.
• Monitor loan covenants and approval conditions to prevent breaches.
• Handle housekeeping, administrative, operational and reporting duties related to the portfolio.

Skills

Credit analysis

Financial analysis

Stakeholder management

Written and verbal communication

Education

Bachelor's Degree

Tools

EOS

MFI

CRRS

Job description

• Will be responsible for managing a portfolio of local corporate accounts.
• Support the team's Associate Director and Director on all aspects of account management.
• Understand clients' financing requirements and perform detailed analysis, evaluation & structure detailed financing terms. (GOM, GLC & GLIC or Conglo & Large Corp)
• Credit origination including writing credit papers, using EOS and other systems for loan origination & driving internal process flow for credit approvals.
• Ensuring all transactions comply with applicable regulatory framework, guidelines and the Group's policies and procedures.
• Negotiation and finalization of loan documentation.
• Liaising with internal stakeholders and external parties such as client, solicitors, accountants, financial advisers, etc.
• Monitoring of loan covenants and approval conditions to prevent breaches, including identifying early warning triggers for potential credit deterioration.
• Responsible for all relevant housekeeping, administrative, operational and reporting requirements in relation to account portfolio.

Requirements:

• Candidate must possess at least a Bachelor's Degree or equivalent professional qualification and at least three (3) years of related experience.
• Preference for Credit-related work experience with analytical skills and ability to conduct financial analysis, credit assessment and origination.
• Preference for familiarity using Maybank's credit related systems e.g. loan origination system (EOS), financial spreading (MFI) and rating (CRRS).
• Effective verbal and written communication skills together with the ability to work independently and solve problems with minimal supervision. Strong interpersonal skills with disposition to handle multiple stakeholders.
• Strong drive and ability to leverage on the knowledge and experience from within the Group including practical knowledge of Maybank's credit administration, policy and procedures.