Assistant Manager / Manager- Corporate Banking (Large Corp)

Maybank; Kuala Lumpur; On-site; MYR 90,000 - 150,000; Full time

Job summary

Maybank is seeking an accomplished credit/account management professional to oversee a portfolio of Conglo and Large Corp clients in Kuala Lumpur. You will assist the Associate Director and Director across all account-management facets and tailor financing terms to client needs, including GOM/GLC/GLIC structures.

Responsibilities include loan origination via EOS and other systems, ensuring regulatory compliance, and coordinating with clients, solicitors, and advisers.

Qualifications

• Bachelor’s Degree or equivalent; at least three years of related experience.
• Preference for credit-related work with analytical and origination skills.
• Familiarity with Maybank’s credit systems EOS, MFI and CRRS.
• Strong communication and ability to engage multiple stakeholders with minimal supervision.

Responsibilities

• Manage a portfolio of Conglo and Large Corp accounts.
• Support Associate Director and Director on account management.
• Understand client financing needs and structure financing terms (GOM/GLC/GLIC or Conglo & Large Corp).
• Credit origination including writing credit papers using EOS and other systems.
• Ensure compliance with regulatory framework and Group policies.
• Negotiate and finalize loan documentation.
• Liaise with clients, solicitors, accountants and advisers.
• Monitor loan covenants and conditions to prevent breaches.
• Handle housekeeping, reporting, and administrative tasks for the portfolio.

Skills

Analytical skills

Financial analysis

Credit assessment

Origination

Verbal and written communication

Interpersonal skills

Problem solving

Education

Bachelor's degree or equivalent

Tools

EOS loan origination system

MFI (Financial spreading)

CRRS rating system

Job description

• Will be responsible for managing a portfolio of Conglo and Large Corp. accounts.
• Support the team’s Associate Director and Director on all aspects of account management.
• Understand clients’ financing requirements and perform detailed analysis, evaluation & structure detailed financing terms. (GOM, GLC & GLIC or Conglo & Large Corp)
• Credit origination including writing credit papers, using EOS and other systems for loan origination & driving internal process flow for credit approvals.
• Ensuring all transactions comply with applicable regulatory framework, guidelines and the Group’s policies and procedures.
• Negotiation and finalization of loan documentation.
• Liaising with internal stakeholders and external parties such as client, solicitors, accountants, financial advisers, etc.
• Monitoring of loan covenants and approval conditions to prevent breaches, including identifying early warning triggers for potential credit deterioration.
• Responsible for all relevant housekeeping, administrative, operational and reporting requirements in relation to account portfolio.

Requirements:

• Candidate must possess at least a Bachelor’s Degree or equivalent professional qualification and at least three (3) years of related experience.
• Preference for Credit-related work experience with analytical skills and ability to conduct financial analysis, credit assessment and origination.
• Preference for familiarity using Maybank’s credit related systems e.g. loan origination system (EOS), financial spreading (MFI) and rating (CRRS).
• Effective verbal and written communication skills together with the ability to work independently and solve problems with minimal supervision. Strong interpersonal skills with disposition to handle multiple stakeholders.
• Strong drive and ability to leverage on the knowledge and experience from within the Group including practical knowledge of Maybank’s credit administration, policy and procedures.