Assistant Manager- Conglo, Corporate Banking

Maybank; Kuala Lumpur; On-site; MYR 90,000 - 150,000; Full time

Job summary

Maybank Malaysia is seeking a seasoned corporate banking professional to manage a portfolio of local corporate accounts. You will support the Associate Director and Director on all aspects of relationship management.

You will understand clients’ financing requirements, perform detailed analysis and structure financing terms. You will also handle credit origination papers and drive internal approvals in line with regulations.

Qualifications

• Bachelor’s degree or equivalent professional qualification with at least 3 years of related experience.
• Preference for credit-related work experience with analytical and credit assessment abilities.
• Familiarity with Maybank credit systems such as EOS, MFI and CRRS.
• Strong verbal and written communication with ability to work independently.
• Ability to coordinate with multiple stakeholders and apply policy knowledge.

Responsibilities

• Manage a portfolio of local corporate accounts.
• Support Associate Director and Director on all aspects of account management.
• Understand clients’ financing requirements and perform analysis and structuring detailed financing terms.
• Credit origination including writing credit papers and driving internal approvals.
• Ensure compliance with regulatory framework and Group policies.
• Negotiate and finalize loan documentation.
• Liaise with clients, solicitors, accountants and financial advisers.
• Monitor loan covenants and early warning triggers.
• Handle housekeeping, administrative, and reporting related to the portfolio.

Skills

Analytical skills

Financial analysis

Credit assessment

Communication skills

Interpersonal skills

Education

Bachelor's Degree

Tools

EOS loan origination system

Financial spreading (MFI)

Credit rating (CRRS)

Job description

• Will be responsible for managing a portfolio of local corporate accounts.
• Support the team’s Associate Director and Director on all aspects of account management.
• Understand clients’ financing requirements and perform detailed analysis, evaluation & structure detailed financing terms. (Conglo)
• Credit origination including writing credit papers, using EOS and other systems for loan origination & driving internal process flow for credit approvals.
• Ensuring all transactions comply with applicable regulatory framework, guidelines and the Group’s policies and procedures.
• Negotiation and finalization of loan documentation.
• Liaising with internal stakeholders and external parties such as client, solicitors, accountants, financial advisers, etc.
• Monitoring of loan covenants and approval conditions to prevent breaches, including identifying early warning triggers for potential credit deterioration.
• Responsible for all relevant housekeeping, administrative, operational and reporting requirements in relation to account portfolio.

Requirements:

• Candidate must possess at least a Bachelor’s Degree or equivalent professional qualification and at least three (3) years of related experience.
• Preference for Credit-related work experience with analytical skills and ability to conduct financial analysis, credit assessment and origination.
• Preference for familiarity using Maybank’s credit related systems e.g. loan origination system (EOS), financial spreading (MFI) and rating (CRRS).
• Effective verbal and written communication skills together with the ability to work independently and solve problems with minimal supervision. Strong interpersonal skills with disposition to handle multiple stakeholders.
• Strong drive and ability to leverage on the knowledge and experience from within the Group including practical knowledge of Maybank’s credit administration, policy and procedures.