Asset Growth & Credit Portfolio Manager

Bank Islam Malaysia Berhad; Malaysia; On-site; MYR 89,000 - 179,000; Full time

Job summary

Bank Islam Malaysia Berhad is seeking a relationship-focused professional to grow asset portfolios and generate revenue through prudent management of existing clients and acquisition of new ones.

You will originate financing proposals from public listed, government-linked and private companies, market bank products, monitor client risk, review facilities, and strive to maximize wallet share while ensuring compliance with internal policies and external regulations.

Responsibilities

• To originate new financing proposal from Public Listed Companies, Government-linked Companies, Private Companies and other related companies.
• To acquire and market the Bank’s product.
• To monitor business activities or and to be alert on adversity and/or variation in the customers’ risk profile by highlighting to the Management with recommendation on appropriate action to be taken.
• To conduct review of the customers’ facility and recommend the course of action to be taken.
• 1. To ensure that all accounts under the portfolio are reviewed on time and the status of the business are properly updated.
• 2. To ensure that all proposals or leads initiated by Business Generators, internal and/or external sources are properly evaluated.
• 3. Managed relationship with existing customers .
• To plan marketing schedules for new customers within the target market.
• To acquire new financing prospects either from existing customers or new relationship or Business Generators.
• Preparation of “Credit Proposal” and to get approval from respective Financing Committee.
• Preparation of Letter of Offer and follow-up on the acceptance.
• To assist the ‘disbursement and/or activation’ process with Sales Support Team and Credit Admin .
• To assist that the prospects are within the accepted risk apetite in an effort to secure quality customers
• To assist that all terms duly complied including all other pre-disbursement conditions prior to utilization of the facility by customers.
• To monitor account of the concluded deal.
• To maximize revenue from the group of customers
• To grow business via cross selling of other services
• Ensure adherence and compliance to internal policies/guidelines and external regulatory requirements.
• Any other duties/assignment as and when directed/assigned by the superior as per business requirement from to time .
• Maximize wallet share of the customers / group
• Maintain and manage customer relationship
• Marketing of bank’s products and services cross selling approach
• Monitor the growth and quality of business portfolio in order to meet the target.

Job description

Bank Islam Malaysia Berhad is seeking a relationship-focused professional to grow asset portfolios and generate revenue through prudent management of existing clients and acquisition of new ones.

You will originate financing proposals from public listed, government-linked and private companies, market bank products, monitor client risk, review facilities, and strive to maximize wallet share while ensuring compliance with internal policies and external regulations.