Underwriting Analyst (Fintech risks)

Unlimit; Ciudad de México; Presencial; MXN 200,000 - 400,000; Jornada completa

Descripción de la vacante

A global fintech company in Mexico City is seeking an underwriting analyst to review and complete credit analysis of applications. The role involves assessing risks and ensuring compliance with company policies. The ideal candidate has 3+ years of experience in underwriting, is detail-oriented, and fluent in English. A competitive salary and modern office environment are offered.

Servicios

Attractive monthly salary

Vacation, sick, and paid holidays

Modern office-based workplace

Multicultural working environment

Formación

• At least 3 years of experience in acquiring and merchants underwriting.
• English fluency required.
• Self-starter who enjoys a fast-paced environment.

Responsabilidades

• Ensure adherence to Company and Card Schemes rules.
• Perform underwriting and risk assessment of customers.
• Continuous process improvement and sharing best practice.

Conocimientos

Experience in acquiring and merchants underwriting

Understanding of AML, KYC, PCI

Knowledge of Card Schemes rules

Detail-oriented and organized

Excellent communication skills

Analytical skills

Descripción del empleo

About Unlimit

Unlimit is the global fintech powerhouse behind the world’s largest proprietary payments infrastructure.

Founded in 2009, Unlimit operates across 17 global offices with 700+ experts, seamlessly integrating 1,000+ payment methods into a single platform. From London to São Paulo, we empower businesses to scale across borders with a unified suite of financial tools — including payment processing, alternative payment methods, multicurrency business accounts, card issuing, banking-as-a-service, and crypto on- and off-ramps.

Our mission is to break down financial barriers and enable seamless money movement across borders. We give forward-thinking businesses the tools to accept, send, and manage payments effortlessly, wherever they operate.

About the role

Underwriting analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory, and compliance perspective.

Part of this role is also to facilitate the Company’s growth by scaling internal processes and focusing on continuous optimization and automation.

Duties and responsibilities

• Ensure adherence to Company and Card Schemes rules and policies
• Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
• Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
• Perform calculation of the financial risk exposure and the relevant risk mitigation measures
• Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
• Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
• Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
• Provide support for periodical reviews and audits
• Continuous process improvement and sharing best practice

Skills and experience

• At least 3 years of experience in acquiring and merchants underwriting
• Understanding of AML, KYC, PCI, and Internal Controls
• Knowledge of Card Schemes rules and regulations in relation to merchants' onboarding and monitoring
• Solid practical knowledge of credit risk assessment
• Extremely detail-oriented, organized, and have the ability to multitask
• Able to work in an independent way, while at the same time being a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
• Take initiative, ownership and committed to challenging the status quo
• Self-starter who enjoys a fast-paced environment
• Excellent written and verbal communication
• English fluency required
• Analytical skills to identify and assess potential fraud and compliance issues
• Demonstrated skills in risk assessment. The ability to escalate when appropriate.

We offer

• Attractive monthly salary paid in line with experience
• Vacation, sick, and paid holidays
• Full-time: 5/2 (Saturday and Sunday days off)
• A modern office-based workplace with all necessary equipment located in Mexico City
• A team of top international professionals to learn from
• Multicultural working environment

Please submit CVs in English.

Join Unlimit Team now!

Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.