Underwriter/Senior Underwriter II - Asset Based Finance

Bank of America; México; Presencial; MXN 60,000 - 90,000; Jornada completa

Descripción de la vacante

A leading financial institution in Mexico is seeking an experienced Underwriter/Senior Underwriter II for asset-based finance. Responsibilities include analyzing credit prospects and negotiating credit agreements. The ideal candidate should have over 4 years of relevant experience and a degree in finance or accounting. Strong analytical and negotiation skills are essential for success in this role.

Formación

• 4+ years experience in corporate lending transactions for AB Underwriter; 7+ years for AB Sr. Underwriter II.
• Deep knowledge of Legal Documentation like term sheets and credit agreements.
• Able to establish collaborative partnerships with internal and external clients.

Responsabilidades

• Analyzing new prospects for credit quality and asset-based lending potential.
• Evaluating collateral for suitability for asset-based facilities.
• Assisting in negotiation of term sheets and credit agreements.

Conocimientos

Analytical Thinking

Attention to Detail

Loan Structuring

Decision Making

Negotiation

Problem Solving

Business Acumen

Client Management

Executive Presence

Educación

BA/BS Degree with concentration in Finance, Accounting or related

Descripción del empleo

Underwriter/Senior Underwriter II - Asset Based Finance

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

Work directly with the business development officers, relationship managers, investment bank, capital markets teams and/or product specialists to develop, structure, analyze, covenant, document, fund and close a deal. Work on a broad range of transactions from large corporate/private equity to core middle market. Requires direct contact with the client, financial sponsors and/or financial intermediaries. This will include outside accountants, legal counsel and field examiners. Must develop full understanding of BANA and BABC credit policies and regulatory requirements is required to enable immediate reaction to situations during the underwriting, documentation and closing processes.

Job Responsibilities:

• Analyzing new prospects for credit quality and Asset Based Lending potential, including financials and projections
• Evaluate collateral from a broad spectrum of industries for suitability for asset-based facilities.
• Assist in negotiation of term sheets and credit agreements with prospective clients.
• Prepare internal documentation to evaluate new opportunities to include pre-screens and final approval documentation.
• Work closely with risk management on approvals; present borrower and structure to risk committee in order to secure deal approval.
• Work with outside counsel and other third parties, including appraisers and field examiners, to document and close transactions.

Required Qualifications:

• 4+ years experience credit, underwriting, and structuring of corporate lending transactions for the AB Underwriter 7+ years experience credit, underwriting, and structuring of corporate lending transactions for the AB Sr. Underwriter II
• Deep knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
• Able to establish and maintain collaborative partnerships with both internal and external clients.
• Easily navigates multiple client and support organizations; able to engage and gather resources through various business partners in order to achieve successful outcomes.

Desired Qualifications:

• 10+ years asset-based experience
• Familiarity with asset-based lending across broad industries, including specific sector risks and nuances
• BA/BS Degree with concentration in Finance, Accounting or related

Skills:

• Analytical Thinking
• Attention to Detail
• Loan Structuring
• Decision Making
• Negotiation
• Problem Solving
• Business Acumen
• Client Management
• Executive Presence

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Age requirement: Must at least be 18 years of age.

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please contact us by calling 1.877.760.2076. This is a dedicated line designed exclusively to assist job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be considered. A response to your request may take up to two business days.

Please note: Messages left for other purposes such as following up on an application or non-disability related technical issues, will not receive a response.