Senior Product Manager (Lending)

Galileo Financial Technologies - Mexico; Ciudad de México; Presencial; USD 80,000 - 100,000; Jornada completa

Descripción de la vacante

A leading fintech company is seeking a Product Manager to lead the strategy and execution of consumer lending product capabilities in the Mexican banking market. The ideal candidate brings over 8 years of product management experience, deep understanding of Mexican lending regulations, and fluency in both Spanish and English. The role requires collaboration across engineering and compliance to develop compliant credit products that meet consumer needs.

Servicios

Competitive salary packages

Supplemental medical, dental, vision insurance

Generous vacation and holidays

Paid parental leave

Fully stocked kitchen

Formación

• 8+ years of product management experience in lending, banking, fintech, or financial technology.
• Familiarity with regulatory frameworks from CNBV, CONDUSEF, Banxico.
• Experience with core banking systems or lending engines.

Responsabilidades

• Own the product roadmap for consumer lending features.
• Collaborate with engineering and design teams for API delivery.
• Interpret and operationalize Mexican lending regulations.

Conocimientos

Product management experience

Strong domain expertise in Mexican lending ecosystem

Fluency in Spanish

Technical understanding of APIs

Educación

Bachelor's degree in relevant field

Herramientas

Core banking systems

Descripción del empleo

Welcoming, collaborative and having the opportunity to make an impact - is how our employees describe working here. Galileo is a financial technology company that provides innovative and revolutionary software products and services that power some of the world's largest Fintechs. We are the only payments innovator that applies tech and engineering capabilities to empower Fintechs and financial institutions to unleash their full creativity to achieve their most inspired goals. Galileo leads its industry with superior fraud detection, security, decision-making analytics and regulatory compliance functionality combined with customized, responsive and flexible programs to accelerate the success of all payments companies and solve tomorrow's payments challenges today. We hire energetic and creative employees while providing them the opportunity to excel in their careers and make a difference for our clients. Learn more about us and why we work here at https://www.galileo-ft.com/working-at-galileo .

The Role

We are seeking an experienced and detail-oriented Product Manager to lead the strategy and execution of our consumer lending product capabilities within our Core Banking platform, with a dedicated focus on the Mexican retail banking market. This individual contributor role is critical to enabling banks and fintechs to launch, manage, and scale compliant and competitive credit products tailored to the needs of Mexican consumers.

You’ll play a hands-on role in designing features that support unsecured personal loans (crédito personal), payroll-linked loans (crédito de nómina), and other consumer lending products—working at the intersection of product design, regulatory alignment, and technical delivery.

What you’ll do:

• Own the product roadmap and backlog for consumer lending features within our Core Banking platform, with full responsibility for defining and prioritizing user stories, technical requirements, and regulatory constraints.
• Collaborate closely with engineering, design, and QA teams to deliver APIs and user experiences that support the loan disbursement, accounting, servicing, payments, delinquency, and closure.
• Interpret and operationalize Mexican lending regulations—including interest rate caps (usura), credit bureau reporting, and payroll loan regulations—in close partnership with Legal and Compliance.
• Translate regulatory and market requirements into configurable platform features, defaults, and documentation that simplify adoption for clients and reduce legal risk.
• Partner with Sales, Implementation, and Support teams to ensure successful client onboarding and ongoing delivery of lending functionality.
• Monitor trends across consumer credit, fintech lending, and embedded finance in Mexico to identify gaps and opportunities that inform product decisions.
• Act as a subject matter expert on Mexican consumer lending, supporting internal enablement, commercial strategy, and go-to-market efforts as needed.

What you’ll need:

• 8+ years of product management experience in lending, banking, fintech, or financial technology, with direct responsibility for consumer credit products.
• Strong domain expertise in the Mexican lending ecosystem, including products like unsecured loans, payroll-linked loans, and/or microloans.
• Familiarity with regulatory frameworks from CNBV, CONDUSEF, Banxico, and credit bureaus (Buró de Crédito, Círculo de Crédito), especially as they relate to interest rates, debt collection, and credit data sharing.
• Experience working with core banking systems or lending engines—especially in areas such as amortization schedules, payment processing, loan servicing, and collections workflows.
• Fluency in Spanish, with strong professional proficiency in English—including excellent written and verbal communication skills in both languages.
• Strong technical understanding of APIs and system integrations, with comfort working in agile development environments.
• Collaborative mindset and comfort working cross-functionally across engineering, legal, compliance, sales, and support.

Success in this Role Looks Like:

• You’ve launched new or enhanced lending features that enable clients to offer compliant, flexible, and scalable consumer credit products with minimal customization.
• Product capabilities reflect a deep understanding of Mexican regulations, credit market dynamics, and borrower needs—supporting product differentiation and ease of adoption.
• You’ve proactively translated complex rules (e.g., CAT calculation, payroll portability, or usury limits) into actionable system configurations or product defaults.
• Your work has led to faster implementation timelines, reduced client friction, and improved platform trust in the Mexican lending market.
• Internal stakeholders—from sales to legal—see you as the go-to resource for consumer credit product expertise in Mexico.

What You’ll Gain:

• The opportunity to shape the future of digital consumer lending infrastructure in Mexico.
• A critical role on a high-impact team working to modernize financial services and promote responsible access to credit.
• The chance to deepen your expertise in regulatory tech, financial product design, and the rapidly evolving Mexican fintech ecosystem.

Why you’ll love working here:

• Competitive salary packages and bonuses
• Supplemental medical, dental, vision and life insurance benefits.
• Generous vacation and holidays
• Paid parental leave for eligible employees
• Fully stocked kitchen (snacks and drinks)

Galileo Financial Technologies provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Galileo is committed to embracing diversity. As part of this commitment, Galileo offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [e-mail].

*

Adjuntar

Adjuntar

Select...

LinkedIn Profile

Preferred Name (if different from legal name)

Are you authorized to lawfully work in the country where this role is located? * Select...

Will you now or in the future require SoFi to commence (“sponsor”) an immigration case in order to employ you? * Select...

For example, H-1B or other employment-based immigration case

Have you worked at or been a consultant for SoFi or any company subsequently acquired by a SoFi entity (including Galileo Financial Technologies, Technisys, Wyndham Capital Mortgage, Zenbanx, 8 Securities, and/or Golden Pacific Bancorp, Clara Lending)? * Select...

Would you like to receive marketing communications about careers at SoFi and Galileo? * Select...

I acknowledge that by providing my phone number, I agree to receive text messages from SoFi Technologies in relation to this job application. Message frequency varies. Reply STOP to opt-out of future messaging. Reply HELP for help. Message and data rates may apply. * Select...

SoFi has engaged Greenhouse to help us manage and optimize our recruiting and hiring processes. Greenhouse processes your information as a Service Provider or Business. Please visit Greenhouse’s Privacy Policy to learn more about their privacy practices regarding these services.

By selecting “I Accept” you confirm that:

- You agree to the terms of use of the Greenhouse and to the SoFi Employee Applicant Privacy Notice.
- You provide consent that your personal data may be disclosed to the third parties specified in SoFi Employee Applicant Privacy Notice, and for the purposes described in the SoFi Employee Applicant Privacy Notice .
- You provide consent that your personal data may be processed and stored in servers in the United States of America.

Are you currently employed with or have been employed by Deloitte? Deloitte is our external financial auditor and due diligence may be performed prior to employment to ensure independence requirements are met. If you indicate yes, you agree that certain information may need to be disclosed to Deloitte before employment to confirm independence. * Select...

Are you currently a SoFi, Galileo or Technisys employee? * Select...

*If yes, please apply directly on the internal job board in order to be considered for this role

Date of Application (MM/DD/YY Format) *

Please enter today's date in MM/DD/YY format (example: 01/30/25)

Do you have 5+ years of product management experience in banking, fintech, or core banking technology, with a strong focus on consumer lending products? * Select...