Senior FP&A Analyst: Forecasts, Unit Economics & Growth

Aplazo; Ciudad de México; Presencial; MXN 600.000 - 900.000; Jornada completa

Descripción de la vacante

Aplazo is Mexico’s leading “buy now, pay later” platform, enabling merchants to grow sales through flexible payment solutions. The Senior FP&A Analyst will own financial models, forecasts, and analysis to inform decision-making across Finance, Risk, and Product teams.

Based in Mexico City, you will build five-year P&L projections, track unit economics (GMV, take rate, risk costs), automate reporting, and prepare board materials under tight deadlines.

Formación

• 3+ years in FP&A, corporate finance, private equity, or other strategic finance roles
• Advanced Excel/Google Sheets and financial modeling (three-statement models, unit economics)
• Bachelor's in Finance, Economics, Business Administration, Accounting, or related field
• Strong written and verbal communication—can explain a variance to a non-finance audience

Responsabilidades

• Financial Reporting: Analyze variances against budget/forecast and identify one-off or extraordinary impacts before they distort the picture.
• Budgeting and Forecasting: Build, update, and defend the monthly forecast and budget-vs-actual cycle that leadership uses to make decisions.
• Financial Modeling: Develop advanced models that project P&L, cash flow, and balance sheet five years out, and maintain unit-economics models that scale as the business grows.
• Unit Economics Analysis: Analyze core BNPL unit economics—GMV, take rate, approval rate, cost of risk—and how they move together.
• Leadership and Board Reporting: Prepare clear, accurate reporting materials on a tight deadline.
• Digital Transformation: Automate and improve reporting, replacing manual spreadsheet work with repeatable, self-serve processes.

Conocimientos

Financial modeling

Budgeting & forecasting

Excel/Sheets

Communication

Educación

Bachelor's degree in Finance, Economics, Business Administration, Accounting

Herramientas

Python for financial analysis

Descripción del empleo

Aplazo is Mexico’s leading “buy now, pay later” platform, enabling merchants to grow sales through flexible payment solutions. The Senior FP&A Analyst will own financial models, forecasts, and analysis to inform decision-making across Finance, Risk, and Product teams.

Based in Mexico City, you will build five-year P&L projections, track unit economics (GMV, take rate, risk costs), automate reporting, and prepare board materials under tight deadlines.