Senior AML/CFT Compliance Lead for SME Banking

Plata Card; Ciudad de México; On-site; MXN 900,000 - 1,300,000; Full time

Job summary

Plata Card is seeking a senior AML/CFT professional to strengthen first-line defense for its SME business in Mexico. You will lead teams, guide analysts, and own the overall quality of AML/CFT operations, not just individual processes.

You will supervise operational teams, refine analysis criteria, and report to senior management on performance, risks, and trends, coordinating closely with policy owners and external requirements.

Qualifications

• Bachelor’s Degree in Law, Finance, Accounting, Business Administration, or a related field.
• 5+ years of proven experience running AML/CFT operations in the financial sector.
• Valid AML/CFT certification issued by the CNBV (mandatory).
• Proven experience leading and developing teams, including setting criteria and managing performance.
• Solid knowledge of Mexico’s AML/CFT framework, KYC/KYB regulation, and transactional monitoring practices.
• Advanced English and Spanish (mandatory).
• Ability to translate regulation into practical criteria for an operational team.
• Experience building reports and indicators for senior management.
• Strong ownership over quality and outcomes.

Responsibilities

• Supervise the SME AML/CFT operations teams, including agents and supervisors, with a focus on process quality, decisions, and documentation.
• Own the quality of transactional monitoring alert analysis and client onboarding decisions, ensuring proper analysis and escalation.
• Serve as the liaison between first and second line of defense, resolving criteria questions from the operation.
• Set and enforce clear analysis criteria and ensure understanding of typologies and regulations.
• Identify quality gaps and recurring errors, driving corrective actions and training.
• Prepare periodic reports for senior management on performance, backlog, quality indicators, and risk trends.
• Coordinate with policy owners to ensure written policy aligns with operational practice and flag needed changes.
• Support information for internal and external reviews, audits, and regulator requirements.

Skills

Team leadership

AML/CFT operations

Regulatory knowledge

English and Spanish Proficiency

Education

Bachelor’s Degree in Law

Bachelor’s Degree in Finance

Bachelor’s Degree in Accounting

Bachelor’s Degree in Business Administration

Job description

Plata Card is seeking a senior AML/CFT professional to strengthen first-line defense for its SME business in Mexico. You will lead teams, guide analysts, and own the overall quality of AML/CFT operations, not just individual processes.

You will supervise operational teams, refine analysis criteria, and report to senior management on performance, risks, and trends, coordinating closely with policy owners and external requirements.