Compliance Officer

Banco Plata; México; On-site; MXN 1,200,000 - 1,800,000; Full time

Job summary

Banco Plata in Mexico City seeks a Senior AML/CFT professional to strengthen the first line of defense for SME banking. You will lead teams, set analysis criteria, and own the quality of AML/CFT operations, including monitoring and onboarding decisions.

You will liaise across lines of defense, drive training, and prepare management reports on performance, risk trends, and volumes. Fluency in English and Spanish is required for this role.

Qualifications

• Bachelor's Degree in Law, Finance, Accounting, Business Administration, or a related field.
• 5+ years of proven AML/CFT operations experience in the financial sector.
• CNBV AML/CFT certification (mandatory).
• Proven experience leading and developing teams, including setting criteria and managing performance.
• Solid knowledge of Mexico's AML/CFT framework, KYC/KYB regulation, and transactional monitoring practices.
• Advanced English and Spanish (mandatory).

Responsibilities

• Supervise the SME AML/CFT operations teams, including agents and supervisors, with a focus on the quality of processes, decisions, and documentation.
• Own the quality of transactional monitoring alert analysis and client onboarding decisions.
• Act as the point of contact between the first and second line of defense, resolving criteria questions from the operation.
• Set, communicate, and enforce clear analysis criteria, and ensure teams understand the regulations behind them.
• Identify quality gaps and recurring errors, and drive corrective actions and training.
• Prepare periodic reports for senior management on performance, volumes, backlog, quality indicators, and risk trends.
• Coordinate with policy owners to ensure execution matches written policies, and flag changes as needed.
• Support information for internal/external reviews, audits, and regulatory requirements.

Skills

Team leadership

Criteria setting

Regulatory knowledge

Quality ownership

Management reporting

Bilingual (EN/ES)

Education

Bachelor's degree in Law/Finance/Accounting/Business Administration

Tools

Transaction monitoring software

Job description

We are looking for a senior AML/CFT professional to strengthen the first line of defense of our SME business. If you have run anti-money laundering operations in the field, know how to lead teams, and want to raise the quality bar inside the fastest growing digital bank in Mexico, this role is for you.

This role is ideal for someone who is comfortable working close to the operation, who can set criteria and guide analysts day to day, and who wants ownership over the quality of an entire AML/CFT operation rather than a single process.

Challenges that await you:

• Supervise the SME AML/CFT operations teams, including agents and supervisors, with a focus on the quality of processes, decisions, and documentation. This will be the core responsibility of the role.
• Own the quality of transactional monitoring alert analysis and of client onboarding decisions, making sure every case is properly analyzed, escalated when needed, and documented.
• Act as the point of contact between the first and second line of defense, resolving criteria questions coming from the operation.
• Set, communicate, and enforce clear analysis criteria, and make sure the teams understand the typologies and the regulation behind them.
• Identify quality gaps and recurring errors in the operation, and drive the corrective actions and training needed to close them.
• Prepare periodic reports for senior management on the performance and health of the SME AML/CFT operation, including volumes, backlog, quality indicators, and risk trends.
• Coordinate with the owners of the AML/CFT policies and program so that what is written is what is executed, and flag where policy needs to change based on what actually happens in the operation.
• Support the preparation of information for internal and external reviews, audits, and requirements from authorities.

What makes you a great fit:

• Bachelor's Degree in Law, Finance, Accounting, Business Administration, or a related field.
• 5+ years of proven experience running AML/CFT operations in the financial sector.
• Valid AML/CFT certification issued by the CNBV (mandatory).
• Proven experience leading and developing teams, including setting criteria, giving feedback, and managing performance.
• Solid knowledge of Mexico's AML/CFT framework, KYC/KYB regulation, and transactional monitoring practices.
• Advanced English and Spanish (mandatory).
• Ability to translate regulation into practical criteria that an operational team can execute.
• Comfortable building reports and indicators for senior management.
• Strong sense of ownership over quality, and accountability for the results of the team.
• Highly organized with excellent attention to detail.

Nice to Have:

• Experience with SME or business banking clients.
• Proficiency with transaction monitoring software.
• Experience designing or calibrating transactional monitoring rules.
• Experience as liaison between corporations and regulatory agencies.
• Knowledge of the applicable regulation to Designated Non-Financial Professions and Businesses (Actividades Vulnerables).