Risk Control Expert

PingPong Payments; México; On-site; MXN 600,000 - 900,000; Full time

Job summary

PingPong Payments in Mexico City seeks a risk control professional to lead KYC/KYB reviews for cross-border collections and payments in the Mexican market. You will translate policy requirements into actionable controls and collaborate with policy, operations, and training teams to ensure effective implementation.

You will monitor risk signals from real-time data, identify abnormal patterns, and drive timely alerts and risk dispositions to minimize losses while coordinating with local business

Qualifications

• 3+ years of experience in risk control policy; cross-border payments preferred.
• English as working language; Spanish at native or near-native level; fluency in Chinese is a plus.
• Strong sense of responsibility, results orientation, structured thinking and data sensitivity.

Responsibilities

• Conduct KYC, in-process, and post-event reviews for cross-border collections and payments in the Mexican market.
• Translate local risk control requirements into executable control actions, collaborate with policy, operations, training, and other teams to implement them.
• Responsible for in-process transaction review: identify abnormal transaction patterns and suspicious behavior, issue alerts and drive disposition to control losses.
• Responsible for risk identification and control in cross-border collection scenarios, including KYC/KYB reviews and reporting.
• Continuously track changes in the overall risk level of the Mexican market and adjust local policies to keep risk within expected range.
• Maintain regular communication with local business leaders, communicate risk requirements and recommendations, and balance risk control with business needs.

Skills

English (working language)

Spanish (native/near-native)

Chinese (plus)

Job description

• Conduct KYC, in-process, and post-event reviews for cross-border collections and payments in the Mexican market;
• Conduct in-depth research on the cross-border collection fund flows and local customer characteristics in the Mexican market, identify local risk features and special scenarios, and develop risk control policies that fit local realities within the Group's overall risk framework;
• Translate local risk control requirements into executable control actions, collaborate with policy, operations, training, and other relevant teams to drive implementation and ensure policies are not just on paper;
• Responsible for in-process transaction review: identify abnormal transaction patterns and suspicious behavior based on real-time/near-real-time data, issue timely alerts and drive disposition to control financial losses;
• Responsible for risk identification and control in cross-border collection scenarios, including KYC/KYB reviews, abnormal transaction identification and reporting, and follow up on the closed-loop handling of risk events;
• Continuously track changes in the overall risk level of the Mexican market, assess risk trends against the company's risk tolerance, identify potential risks in advance, and dynamically adjust local policies when necessary to keep risk within the expected range;
• Maintain regular communication with local business team leaders, communicate risk control requirements and business development recommendations, identify and drive resolution of risk control blockers in business advancement, and balance risk control with business experience.

Requirements

• 3+ years of experience in risk control policy; background in cross-border payments preferred; familiarity with Mexican local payment methods (SPEI, OXXO, local wallets) or the Latin American market is a significant plus;
• English as a working language; Spanish at native or near-native level; fluency in Chinese is a plus.
• Strong sense of responsibility and results orientation, structured thinking and decision-making ability, and high sensitivity to business and data.