Compliance Officer

Banco Plata; Ciudad de México; Presencial; MXN 900.000 - 1.300.000; Jornada completa

Descripción de la vacante

Banco Plata seeks a senior AML/CFT professional to strengthen the first line of defense for its SME digital banking unit in Mexico. You will lead teams, set analytical criteria, and own the overall quality of AML/CFT operations, including transaction monitoring and client onboarding decisions.

The role requires 5+ years in AML/CFT, CNBV certification, and fluency in English and Spanish. You will liaise between lines of defense, drive training, and report to senior management, ensuring regulatory

Formación

• Bachelor's degree or higher in Law, Finance, Accounting, Business Administration or related field.
• 5+ years of proven AML/CFT operations experience in financial sector.
• CNBV AML/CFT certification mandatory.
• Proven experience leading and developing teams with criteria setting and performance management.
• Strong knowledge of Mexico's AML/CFT framework, KYC/KYB regulation, and monitoring practices.
• Advanced English and Spanish.
• Ability to translate regulation into practical team criteria.

Responsabilidades

• Supervise SME AML/CFT operations teams including agents and supervisors, focusing on process quality and documentation.
• Own the quality of transactional monitoring analyses and onboarding decisions, with proper analysis and escalation.
• Serve as the liaison between first and second lines of defense to resolve criteria questions.
• Set and communicate clear analysis criteria; ensure team understanding of typologies and regulations.
• Identify quality gaps, drive corrective actions and training to close gaps.
• Prepare periodic reports for senior management on volumes, backlog, quality indicators, and risk trends.
• Coordinate with AML/CFT policy owners to ensure written policy matches operational execution; flag policy changes as needed.
• Support information for internal/external reviews and regulatory requirements.

Conocimientos

AML/CFT operations

Team leadership

Regulatory interpretation

KYC/KYB knowledge

Reporting to senior management

Bilingual English/Spanish

Educación

Bachelor's degree in Law/Finance/Accounting/Business Administration

CNBV AML/CFT certification

Herramientas

Transaction monitoring software

Descripción del empleo

We are looking for a senior AML/CFT professional to strengthen the first line of defense of our SME business. If you have run anti-money laundering operations in the field, know how to lead teams, and want to raise the quality bar inside the fastest growing digital bank in Mexico, this role is for you. This role is ideal for someone who is comfortable working close to the operation, who can set criteria and guide analysts day to day, and who wants ownership over the quality of an entire AML/CFT operation rather than a single process.

Challenges that await you:

• Supervise the SME AML/CFT operations teams, including agents and supervisors, with a focus on the quality of processes, decisions, and documentation. This will be the core responsibility of the role.
• Own the quality of transactional monitoring alert analysis and of client onboarding decisions, making sure every case is properly analyzed, escalated when needed, and documented.
• Act as the point of contact between the first and second line of defense, resolving criteria questions coming from the operation.
• Set, communicate, and enforce clear analysis criteria, and make sure the teams understand the typologies and the regulation behind them.
• Identify quality gaps and recurring errors in the operation, and drive the corrective actions and training needed to close them.
• Prepare periodic reports for senior management on the performance and health of the SME AML/CFT operation, including volumes, backlog, quality indicators, and risk trends.
• Coordinate with the owners of the AML/CFT policies and program so that what is written is what is executed, and flag where policy needs to change based on what actually happens in the operation.
• Support the preparation of information for internal and external reviews, audits, and requirements from authorities.

What makes you a great fit:

• Bachelor's Degree in Law, Finance, Accounting, Business Administration, or a related field.
• 5+ years of proven experience running AML/CFT operations in the financial sector.
• Valid AML/CFT certification issued by the CNBV (mandatory).
• Proven experience leading and developing teams, including setting criteria, giving feedback, and managing performance.
• Solid knowledge of Mexico's AML/CFT framework, KYC/KYB regulation, and transactional monitoring practices.
• Advanced English and Spanish (mandatory).
• Ability to translate regulation into practical criteria that an operational team can execute.
• Comfortable building reports and indicators for senior management.
• Strong sense of ownership over quality, and accountability for the results of the team.
• Highly organized with excellent attention to detail.

Nice to Have:

• Experience with SME or business banking clients.
• Proficiency with transaction monitoring software.
• Experience designing or calibrating transactional monitoring rules.
• Experience as liaison between corporations and regulatory agencies.
• Knowledge of the applicable regulation to Designated Non-Financial Professions and Businesses (Actividades Vulnerables).