MLRO & Compliance Leader, Mexico - AML/Sanctions

Mastercard; Ciudad de México; Presencial; MXN 1.800.000 - 3.200.000; Jornada completa

Descripción de la vacante

Mastercard is seeking a seasoned MLRO for MTS Mexico to lead AML/CFT and Sanctions compliance, reporting to regulators, and coordinating with North Americas MLRO. Based in Mexico City, you will drive policy, risk assessments, and staff training across a dynamic payments ecosystem.

You will collaborate with Legal, Regulatory, Compliance, and Product teams to strengthen controls, support regulatory examinations, and ensure alignment with CNBV, UIF, and MX AML requirements.

Formación

• Must have an active Certificación en materia de PLD, FT y FPADM issued by the CNBV.
• Fluent Spanish and strong professional English, with the ability to communicate consistently with all levels of the company.
• Excellent written and oral communication skills for policies, documentation, reports and presentations.
• Experience in anti-money laundering and countering the financing of terrorism compliance within a regulated financial institution, bank, payments company, money services business or fintech operating in Mexico.
• Experience with Know Your Customer, customer onboarding, correspondent banking or onboarding financial institutions is highly desirable.
• Experience interacting with regulators and supporting examinations, audits or supervisory reviews is strongly preferred.
• Strong analytical, organizational and problem-solving skills, with the ability to articulate complex concepts and make sound decisions in a fast-paced environment.
• Demonstrated accountability, self-awareness, sound judgment and the ability to learn and adapt.
• Ability to work from the Mexico City office and commute regularly in accordance with Mastercard's workplace expectations.

Responsabilidades

• Report and work closely with the Vice President, MLRO for North Americas to determine the effectiveness and efficiency of the Compliance Program and its ability to identify, detect, deter, and report suspicious activity.
• Ensure timely and accurate submission of reports to the Unidad de Inteligencia Financiera (UIF) and other relevant authorities, including STRs, threshold reports, and periodic compliance updates.
• Serve as the primary liaison with the CNBV and other regulatory bodies, representing MTS Mexico in all AML/CFT-related matters.
• Review laws and regulations that impact the MTS compliance requirements, with emphasis on the MX AML and Sanctions requirements.
• Undertake comprehensive risk assessments to determine AML/CFT/Sanctions and other risk exposures through collaboration with other functions to develop mitigating controls as required.
• Maintain compliance policies, programs, and procedures.
• Ensure all staff, up to and including the Board, are adequately trained in AML/CFT/Sanctions and other relevant regulations.
• Disseminate information, answer questions, and serve as a subject matter expert for MTS on Mexico-related Compliance issues.
• Lead MTS Mexico regulatory examinations and audits, including gathering requested information and developing and coordinating responses to such reviews as necessary.
• Support the business in an advisory capacity, manage customer due diligence escalations, and where necessary, enhanced due diligence of customer relationships to determine risk and mitigating controls, including KYC and customer onboarding activities.
• Review regulatory findings against other financial institutions for lessons learned, share with the Board, and complete gap analysis against the MTS Compliance program as necessary.
• Contribute, as a key member of the Compliance leadership team, to the development and implementation of the wider compliance strategy, including staffing.
• Manage and oversee the expansion of products and services into Mexico and ensure MTS is meeting the business and regulatory requirements.
• Monitor regulations and guidance released by Mexican AML/Sanctions authorities.
• Collaborate with Legal, Regulatory, Compliance, and Product/Shared Services, as well as the wider business, on strategic cross-functional implementation, process improvement, and control enhancement activities.

Descripción del empleo

Mastercard is seeking a seasoned MLRO for MTS Mexico to lead AML/CFT and Sanctions compliance, reporting to regulators, and coordinating with North Americas MLRO. Based in Mexico City, you will drive policy, risk assessments, and staff training across a dynamic payments ecosystem.

You will collaborate with Legal, Regulatory, Compliance, and Product teams to strengthen controls, support regulatory examinations, and ensure alignment with CNBV, UIF, and MX AML requirements.