Especialista En Suscripción De Seguros De Vida (Oaxaca)

Placements24; Oaxaca de Juárez; On-site; MXN 350,000 - 520,000; Full time

Job summary

Placements24 is partnering with a well-established insurance provider in Oaxaca City, seeking an Especialista en Suscripción de Seguros de Vida to join the underwriting team. The role focuses on evaluating and accepting life insurance risks, analyzing applications, medical records, and data to set premium rates with accuracy and compliance.

The ideal candidate will demonstrate strong analytical skills, meticulous attention to detail, and a solid understanding of underwriting principles,

Qualifications

• Proven experience as a Life Insurance Underwriter or similar role.
• Knowledge of life insurance products, underwriting principles, and risk assessment methodologies.
• Strong analytical and critical thinking with ability to interpret complex data.
• Excellent attention to detail and accuracy in evaluating information.
• Proficiency in underwriting software and standard office tools.
• Strong written and verbal communication for documentation and liaison.
• Ability to work independently and manage workload within deadlines.
• Bachelor's degree in Finance, Business Admin, Actuarial Science, or related field preferred.
• Professional underwriting certifications desirable.

Responsibilities

• Review applications, medical histories, and financial docs.
• Assess mortality risk and eligibility for life policies.
• Calculate premiums and set policy terms based on risk.
• Ensure compliance with underwriting guidelines and regulations.
• Coordinate with agents/brokers to gather information.
• Collaborate with actuarial and claims on risk analysis.
• Maintain records of underwriting decisions and justifications.
• Stay updated on industry trends and underwriting practices.
• Contribute to underwriting standards and procedures.

Skills

Life Insurance Underwriting

Risk assessment

Analytical thinking

Attention to detail

Regulatory compliance

Documentation

Independent work

Education

Bachelor's degree in Finance/Business/Actuarial

Tools

Underwriting software

Job description

About the Role

Our client, a well-established insurance provider, is seeking a skilled Especialista en Suscripción de Seguros de Vida to join their team in Oaxaca City, Oaxaca . This is a critical role focused on evaluating and accepting insurance risks for life insurance policies. The successful candidate will possess a strong analytical aptitude, meticulous attention to detail, and a thorough understanding of life insurance underwriting principles. You will assess applicant information, medical records, and other relevant data to determine risk levels and set appropriate premium rates. This position requires a high degree of professionalism and adherence to regulatory standards.

Key Responsibilities

• Review and analyze insurance applications, medical histories, financial statements, and other relevant documentation.
• Assess mortality risks and determine the eligibility and terms for issuing life insurance policies.
• Calculate premiums and recommend policy conditions based on risk assessment.
• Ensure compliance with underwriting guidelines, company policies, and all relevant insurance regulations.
• Communicate with agents and brokers to gather additional information or clarify details on applications.
• Collaborate with the actuarial and claims departments on risk analysis and policy development.
• Maintain accurate and organized records of underwriting decisions and justifications.
• Stay current with industry trends, medical advancements, and changes in underwriting practices.
• Contribute to the development and refinement of underwriting standards and procedures.

Requirements

• Proven experience as a Life Insurance Underwriter or in a similar role.
• Comprehensive knowledge of life insurance products, underwriting principles, and risk assessment methodologies.
• Strong analytical and critical thinking skills with the ability to interpret complex data.
• Excellent attention to detail and accuracy in evaluating information.
• Proficiency in underwriting software and standard office productivity tools.
• Strong written and verbal communication skills for clear documentation and liaison with stakeholders.
• Ability to work independently and manage workload effectively within established timelines.
• Bachelor's degree in Finance, Business Administration, Actuarial Science, or a related field is preferred.
• Professional certifications in underwriting are highly desirable.

Benefits

• This role offers a competitive salary commensurate with experience, along with a comprehensive benefits package.
• Employees based in Oaxaca City have access to a professional and supportive work environment.
• Our client is committed to employee growth and provides opportunities for continuous learning and professional development, including advanced training in underwriting techniques.
• This is an excellent opportunity to build a lasting career in the vital field of life insurance underwriting within a reputable company.