Credit Underwriter II: Risk & Growth

Global Payments Inc.; Ciudad de México; Presencial; MXN 420.000 - 660.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary & benefits package

Global opportunities

Learning & development

Supportive team environment

Community & charity initiatives

Employee assistance program

Recognition platform

Descripción de la vacante

Global Payments Inc. in Mexico City is seeking a Credit Analyst / Underwriter II to make timely credit decisions and protect the portfolio. You will evaluate financial information, drive portfolio quality, apply risk-based thinking and ensure compliance.

Join a global team and grow with opportunities, with focus on fraud indicators and clear documentation. Ideal candidates have 2+ years in credit or underwriting, strong analytical skills, and solid Excel usage.

Formación

• Bachelor's degree in Finance, Accounting, Engineering or a related field, or equivalent professional experience in credit, underwriting, banking, finance or risk analysis.
• At least two years of experience making credit or underwriting decisions in a finance, banking or risk focused environment.
• Strong analytical skills with the ability to interpret financial statements, tax returns, credit bureau reports and other financial documentation to make informed decisions.
• Experience applying sound judgment within established policies while balancing risk, compliance and business objectives.
• Intermediate Microsoft Excel skills for data analysis, validation and reporting.
• Excellent attention to detail, with the ability to evaluate documentation accurately and maintain high quality standards.
• Strong communication and collaboration skills that enable you to build trusted relationships and explain decisions with confidence.

Responsabilidades

• Make timely, well informed credit decisions that balance business growth with responsible risk management for new and existing merchant applications.
• Drive portfolio quality by evaluating financial information, credit data and supporting documentation to identify opportunities and potential risks.
• Influence sound underwriting decisions by applying risk based thinking, company policies and regulatory requirements with consistency and accuracy.
• Protect the business by identifying fraud indicators, assessing credit exposure and escalating higher risk applications with clear, evidence based recommendations.
• Build confidence across the business by delivering clear, accurate and well documented credit decisions that meet audit and compliance standards.
• Create positive experiences for merchants and internal partners through responsive communication, trusted expertise and timely decision making.
• Deliver strong business outcomes by managing competing priorities while consistently achieving service level agreements (SLAs) and key performance indicators (KPIs).
• Contribute to continuous improvement by sharing insights, embracing new challenges and supporting initiatives that strengthen underwriting practices and operational excellence.

Conocimientos

Strong analytical skills

Excel proficiency

Communication & collaboration

Educación

Bachelor's degree in Finance, Accounting, Engineering or related field

Descripción del empleo

Global Payments Inc. in Mexico City is seeking a Credit Analyst / Underwriter II to make timely credit decisions and protect the portfolio. You will evaluate financial information, drive portfolio quality, apply risk-based thinking and ensure compliance.

Join a global team and grow with opportunities, with focus on fraud indicators and clear documentation. Ideal candidates have 2+ years in credit or underwriting, strong analytical skills, and solid Excel usage.