Credit & Collections Analyst — Remote Fridays

PPG; Fuentes del Valle; Híbrido; MXN 350.000 - 550.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work arrangement

Remote Fridays

Descripción de la vacante

PPG is seeking a Credit Analyst to join our Finance team in a hybrid capacity. You will evaluate customer credit risk, manage a retail portfolio, support collections, and help drive cash flow and working capital performance.

Collaborate with Finance, Sales, and Customer Service to resolve payment issues and strengthen customer relationships. The role demands 2+ years in credit/risk functions, strong Excel skills, ERP experience (Oracle preferred), and at least an intermediate level of English.

Formación

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
• 2+ years in Credit, Accounts Receivable, Collections, Credit & Risk, or related Finance functions.
• Experience managing customer portfolios, preferably retail or commercial.
• Advanced Excel skills, pivot tables, formulas, data analysis, and executive reporting.
• Knowledge of DSO, working capital, cash flow, bad debt reserves, risk exposure, and recovery metrics.
• Experience with ERP systems, preferably Oracle, and Microsoft Office tools.
• Intermediate English proficiency.

Responsabilidades

• Assess the financial health and creditworthiness of new and existing customers.
• Analyze financial information, payment behavior, and credit risk to support sound credit decisions.
• Recommend credit limits, payment terms, and risk mitigation strategies.
• Manage and monitor a portfolio of retail customers, ensuring effective credit and collection practices.
• Track outstanding balances, aging trends, and portfolio performance to maintain healthy receivables.
• Support the reduction of past-due balances and improve cash conversion and collection effectiveness.
• Partner with customers to resolve payment delays, disputes, and billing discrepancies.
• Coordinate with Commercial, Finance, and Customer Service teams to resolve customer account issues and support business objectives.
• Prepare and present portfolio reviews, credit risk analyses, and collection performance reports.
• Monitor KPIs like DSO, working capital, cash flow, bad debt exposure, and recovery rates.
• Transform data into actionable recommendations for financial and commercial decisions.
• Identify trends, risks, and opportunities to improve portfolio performance and mitigate credit exposure.
• Act as a trusted business partner for credit and risk decisions.
• Support business growth by balancing commercial opportunities with solid credit practices.

Conocimientos

Advanced Excel

Credit risk analysis

Portfolio management

Cash flow analysis

Intermediate English

DSO knowledge

Educación

Bachelor's degree in Finance or related field

Herramientas

Oracle ERP

Microsoft Office

Descripción del empleo

PPG is seeking a Credit Analyst to join our Finance team in a hybrid capacity. You will evaluate customer credit risk, manage a retail portfolio, support collections, and help drive cash flow and working capital performance.

Collaborate with Finance, Sales, and Customer Service to resolve payment issues and strengthen customer relationships. The role demands 2+ years in credit/risk functions, strong Excel skills, ERP experience (Oracle preferred), and at least an intermediate level of English.