Credit Analyst

Honeywell International Inc.; San Luis Potosí; Presencial; MXN 30,000 - 70,000; Jornada completa

Descripción de la vacante

Join a forward-thinking company as a Credit Analyst, where you will play a crucial role in assessing credit risk and analyzing financial data. This position offers the opportunity to impact the financial stability of the organization through sound credit choices. You will be responsible for evaluating creditworthiness, enforcing credit policies, and maintaining credit limits in the ERP system. Collaborate with various internal teams to ensure timely completion of requests while supporting continuous improvement initiatives. If you are passionate about finance and eager to make a difference, this role is perfect for you.

Formación

• 2+ years of experience in Credit or financial analysis.
• Strong knowledge in Customer to Cash processes.

Responsabilidades

• Analyze financial statements to evaluate credit risk and set limits.
• Proactively monitor credit risk and recommend solutions.

Conocimientos

Financial Analysis

Credit Risk Assessment

Problem Solving

Analytical Skills

Interpersonal Skills

Fluency in English

Educación

Bachelor's Degree in Accounting

Master's Degree in Corporate Finance

Herramientas

MS Excel

MS Outlook

SAP

Jira

MS PowerPoint

Descripción del empleo

Join a team recognized for leadership, innovation and diversity

As a Credit Analyst here at Honeywell, you will be accountable forassessing credit risk, analyzing financial data, and evaluatingcreditworthiness of potential customers. Join us in ensuring the financialhealth of our organization through sound credit choices.
In this role, you will impact the company's financial stability byproviding valuable insights and recommendations on credit choices.

Key Responsibilities

• Analyze financial statements, credit agency ratings, and customer payment behavior to evaluate credit risk, prepare clear credit recommendations, and set credit limits on new and existing customer accounts.
• Enforce the Credit Policy, approvals authority, and all credit-related SOX requirements.
• Maintain credit limits, check rules, and other credit settings in ERP system according to customer credit risk and business requirements.
• Proactively monitor credit risk. Recommend solutions to business when credit deterioration is identified. Learn from bankruptcies and credit losses.
• Strive to achieve internal customer delight. Internal customers include collections, sales, finance leaders, customer excellence, ISC. Ensure internal customer requests are completed timely per quality standards.
• Review Extended Terms Requests and provide motivated credit recommendations.
• Support Lean management: continuous improvement, standardized work, Problem Solving and 5S.
• Support new team members onboarding and knowledge sharing.
• Ad-hoc project work and other reasonable activities not named which is required by leadership.

MUST HAVE

• Bachelor's or Master’s degree in Accounting, Corporate Finance, orrelated discipline required.
• Minimumof 2 years related experience, preferably in Credit, financial analysis, or Customerto Cash
• Experience in assessing Corporate Credit risk by analyzing Financial Statements (Balance Sheet, Income Statement, Cash Flow statement, ratio and trends).
• Strong problem solving, interpersonal and analytical skills
• Experience with MS Excel, MS Outlook
• Fluency in English

WE VALUE

• Experience in working with credit reports provided by external Credit Agencies.
• Experience working in a Shared Service environment or Center of Excellence for an industrial company
• Experience in building effective financial presentations in MS PowerPoint
• Experience with SAP, Jira.
• Strong knowledge in overall Customer to Cash processes
• Fluency in another regional language
• Six Sigma Green Belt certified

Additional Information

• JOB ID: HRD265387
• Category: Finance
• Location: Av. Salvador Nava Martinez 3125,San Luis Potosi,SAN LUIS POTOSI,78260,Mexico