Credit Analyst

Honeywell; San Luis Potosí; Presencial; USD 30,000 - 45,000; Jornada completa

Descripción de la vacante

A global technology firm located in San Luis Potosí seeks a Credit Analyst to evaluate credit risk and financial data of potential customers. The role involves providing insights on credit choices and maintaining internal customer satisfaction. The ideal candidate will possess a relevant degree and experience in financial analysis, with strong problem-solving skills and fluency in English.

Formación

• Minimum of 2 years related experience, preferably in Credit, financial analysis, or Customer to Cash.
• Experience in assessing Corporate Credit risk by analyzing Financial Statements.
• Fluency in another regional language is a plus.

Responsabilidades

• Analyze financial statements and customer payment behavior to evaluate credit risk.
• Enforce Credit Policy and SOX requirements.
• Proactively monitor credit risk and recommend solutions.

Conocimientos

Analytical skills

Problem solving

Interpersonal skills

Financial analysis

MS Excel

Fluency in English

Educación

Bachelor's or Master’s degree in Accounting, Corporate Finance, or related discipline

Herramientas

SAP

Jira

MS PowerPoint

Descripción del empleo

Job Description

As a Credit Analyst here at Honeywell, you will be accountable for assessing credit risk, analyzing financial data, and evaluating creditworthiness of potential customers. Join us in ensuring the financial health of our organization through sound credit choices. In this role, you will impact the company's financial stability by providing valuable insights and recommendations on credit choices.

Responsibilities

Key Responsibilities

• Analyze financial statements, credit agency ratings, and customer payment behavior to evaluate credit risk, prepare clear credit recommendations, and set credit limits on new and existing customer accounts.
• Enforce the Credit Policy, approvals authority, and all credit-related SOX requirements.
• Maintain credit limits, check rules, and other credit settings in ERP system according to customer credit risk and business requirements.
• Proactively monitor credit risk. Recommend solutions to business when credit deterioration is identified. Learn from bankruptcies and credit losses.
• Strive to achieve internal customer delight. Internal customers include collections, sales, finance leaders, customer excellence, ISC. Ensure internal customer requests are completed timely per quality standards.
• Review Extended Terms Requests and provide motivated credit recommendations.
• Support Lean management: continuous improvement, standardized work, Problem Solving and 5S.Support new team members onboarding and knowledge sharing.
• Ad-hoc project work and other reasonable activities not named which is required by leadership.
  
  

Qualifications

YOU MUST HAVE

• Bachelor's or Master’s degree in Accounting, Corporate Finance, or related discipline required.
• Minimum of 2 years related experience, preferably in Credit, financial analysis, or Customer to Cash
• Experience in assessing Corporate Credit risk by analyzing Financial Statements (Balance Sheet, Income Statement, Cash Flow statement, ratio and trends).
• Strong problem solving, interpersonal and analytical skills
• Experience with MS Excel, MS Outlook
• Fluency in English
  
  

WE VALUE

• Experience in working with credit reports provided by external Credit Agencies.
• Experience working in a Shared Service environment or Center of Excellence for an industrial company
• Experience in building effective financial presentations in MS PowerPoint
• Experience with SAP, Jira.
• Strong knowledge in overall Customer to Cash processes
• Fluency in another regional language
• Six Sigma Green Belt certified
  
  

About Us

Honeywell helps organizations solve the world's most complex challenges in automation, the future of aviation and energy transition. As a trusted partner, we provide actionable solutions and innovation through our Aerospace Technologies, Building Automation, Energy and Sustainability Solutions, and Industrial Automation business segments – powered by our Honeywell Forge software – that help make the world smarter, safer and more sustainable.