Risk jobs in Germany

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

American Express Italia is looking for a Senior Risk Manager to lead credit risk strategies and policies for new accounts. You are an experienced Credit Risk Manager, with experience working in financial institutions and managing Credit Risk in the first and/or second line.

1. Extensive experience in at least one of the key areas of Credit Risk (governance, regulation, policy, strategy, and modelling).
2. Knowledge of credit card regulatory environment and ability to lead teams to achieve full compliance.
3. Expertise in Credit Risk Frameworks and profitability optimization, with experience developing credit risk strategies.
4. Ability to define forward-looking credit risk insights and reporting to support strategic decisions.
5. Strong market knowledge and awareness of innovations in credit risk.
6. Proficiency in credit risk software packages, including SQL and Python (SAS considered a plus).
7. Leadership qualities: coaching, independent decision-making, leading by example.

• Proficient in English and Italian.
• Bachelor's Degree in economics, finance, mathematics, statistics, engineering, or physics.
• Minimum 10 years of relevant Credit Risk experience in a bank or financial service.
• Experience with third-party data providers.
• Experience in setting up, monitoring, and enhancing credit risk acquisition strategies and systems.
• Skills in SQL and Python; SAS is a plus.
• Understanding of Credit Risk Modelling, preferably with Machine Learning experience.

We support your well-being with benefits such as competitive salaries, bonuses, financial and retirement support, comprehensive insurance, flexible working options, parental leave, wellness centers, counseling, and career development opportunities.

Offer of employment is contingent upon successful background verification, in accordance with applicable laws.