Retail Credit Analyst

Volkswagen Financial Services; Milano; In loco; EUR 10.000 - 12.000; Tempo pieno

Descrizione del lavoro

VOLKSWAGEN BANK GMBH is looking for a Retail Credit Analyst to assess customer credit applications and make informed decisions based on the company’s credit and risk policy. The role emphasizes maintaining high service quality and strong dealer cooperation.

The position entails data verification, credit request checks, and issuing decisions within defined competence levels, as part of a fixed-term, full-time arrangement in Milan, IT.

Competenze

• Competence in evaluating credit applications using policy and risk criteria.
• Ability to verify data quality of customer information entered into banking systems.
• Ability to assess credit requests and grant decisions per policy.

Mansioni

• Verify data quality of customer information input into the bank system.
• Assess and verify credit requests according to credit and risk policy.
• Grant credit assessment and decision within competence and policy.

Conoscenze

Knowledge of bank system and credit bu

Reading income documents

Formazione

University Degree

Descrizione del lavoro

Retail Credit Analyst

Remuneration: €1.000/Month Description Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness. He/She grants the management, the analysis and the credit assessment of the financing requests according to the company’s credit&risk policy. He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.

Roles and Duties – core business

• The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.
• The credit analyst manages the credit requests assessment, performing checks and verifications on the customers’s position according to the credit and risk policy.
• The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.

Competences

• University Degree
• Knowledge of the bank system and credit bureaus
• He/She knows how to read the income document for private and professionals customer

Personal flairs

• Ability to perform in stressfull situation
• Relationship and comunication skills
• Problem solving
• Negotiation
• Target oriented

Job ID: 30456 Company: VOLKSWAGEN BANK GMBH Location: Milan, Milan, IT Department: Financial Services and Insurances Career Level: Graduates Working Model: Full-time Contract Type: Fixed-term Remote Working: According to company policy Posting Date: Sep 15, 2026

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