Retail Credit Analyst - STAGE

Volkswagen Financial Services | Italy; Milano; Ibrido; EUR 10.000 - 12.000; Tempo pieno

Vantaggi offerti da questo lavoro

Hybrid internship

6 months

€ 1000/month + staff canteen

Descrizione del lavoro

Volkswagen Financial Services Italy offers a hybrid internship for a credit analyst role in Milan. The position involves assessing customer credit applications, verifying data quality, and making decisions in line with the bank’s credit and risk policy.

The role emphasizes high-quality service, strong dealer cooperation, and development within a structured internship program. The internship lasts six months with a monthly pay of €1000 plus staff canteen provisions.

Competenze

• The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.
• The credit analyst manages the credit requests assessment, performing checks and verifications on the customers’s position according to the credit and risk policy.
• The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.

Mansioni

• Verify data quality of customer information input into the bank system for financing requests.
• Assess and verify credit requests according to policy and risk guidelines.
• Grant credit assessments and decisions based on competence and policy.

Conoscenze

Attention to details

Stress management

Communication

Teamwork

Negotiation

Decision making

Formazione

University Degree

Descrizione del lavoro

Job description:

Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness.

He/She grants the management, the analysis and the credit assessment of the financing requests according to the company’s credit&risk policy.

He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.

Profile description:

Roles and Duties – core business

• The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.
• The credit analyst manages the credit requests assessment, performing checks and verifications on the customers’s position according to the credit and risk policy.
• The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.

Competences

• University Degree
• Knowledge of the bank system and credit bureaus
• He/She knows how to read the income document for private and professionals customer

Personal flairs

• Attention to details
• Ability to perform in stressfull situation
• Relationship and comunication skills
• Team working
• Problem solving
• Negotiation
• Target oriented
• Decision making capabilities

We offer:

• Hybrid internship
• 6 months
• € 1000/month + staff canteen