Retail Credit Analyst

Volkswagen Group Services GmbH; Milano; In loco; EUR 40.000 - 60.000; Tempo pieno

Descrizione del lavoro

VOLKSWAGEN BANK GMBH in Milan seeks a Credit Analyst to assess customer credit applications using criteria including purpose, payment history and credit-worthiness. You will ensure data quality in the banking system and support financing decisions according to policy.

The role requires a university degree, familiarity with bank systems and credit bureaus, and the ability to read income documents for private and professional customers.

Competenze

• University Degree.
• Knowledge of the bank system and credit bureaus.
• Ability to read income documents for private and professionals customers.

Mansioni

• Verify data quality of the customer information input into the bank system by the dealer and financing request.
• Manage the credit requests assessment, performing checks and verifications according to credit policy.
• Grant the credit assessment and decision of financing requests according to policy and own competence.

Conoscenze

University Degree

Bank system knowledge

Credit bureau knowledge

Formazione

University Degree

Descrizione del lavoro

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Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness.

He/She grants the management, the analysis and the credit assessment of the financing requests according to the company’s credit&risk policy.

He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.

Roles and Duties – core business

• The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.


• The credit analyst manages the credit requests assessment, performing checks and verifications on the customers’s position according to the credit and risk policy.


• The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.

Competences

• University Degree


• Knowledge of the bank system and credit bureaus


• He/She knows how to read the income document for private and professionals customer

Personal flairs

• Ability to perform in stressfull situation


• Relationship and comunication skills


• Problem solving


• Negotiation


• Target oriented

Job ID: 30456

Company: VOLKSWAGEN BANK GMBH

Location: Milan, Milan, IT

Department: Financial Services and Insurances

Working Model: Full-time

Contract Type: Fixed-term

Remote Working: According to company policy

Posting Date: Sep 15, 2026

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