Italian Pricing & Product Development Analyst

Crédit Agricole Creditor Insurance (CACI); Milano; Vor Ort; EUR 60.000 - 90.000; Vollzeit

Zusammenfassung

Crédit Agricole Creditor Insurance (CACI) in Milan is seeking a Pricing and Product Development professional to liaise with internal departments, contribute to feasibility studies for new products, and ensure pricing is aligned with underwriting policy and governance.

You will help define assumptions for premium rates, assess profitability, collect market data, document pricing schedules, and prepare Business Plans for internal validation, while coordinating with Italian partners.

Aufgaben

• Liaise with other internal departments to ensure full consideration of all pricing proposals and analysis of current portfolios.
• Contribute to feasibility study for new products and developments of existing products, including marketing, regulatory and financial aspects.
• Ensure that all current and proposed developments of the product offer are in accordance with the Company’s Underwriting Policy, Underwriting Philosophy and any other relevant internal guidelines and governance frameworks.
• Contribute to the definition and choice of assumptions for calculation of premium rates and for profitability assessment/business plan.
• Accurately assess commercial premiums, profitability, capital needs and stress scenario tests of new product propositions.
• Collect and analyse market and product statistics, benchmarks, and market developments.
• Document new pricing and underwriting schedules for sign-off, maintaining a table of pricing assumptions by product.
• Prepare and present Business Plans and Business Committee documents as part of the internal validation process.
• Ensure completion of peer reviews and compliance with internal processes (control cards, Quotation/Profit Share peer review, etc.);
• Attend internal committees for Italian partners.
• Perform client portfolio analyses as required, and prepare client reports and presentations.
• Liaise with Actuarial Reserving and Modelling teams to ensure alignment and a consistent and efficient view across the Actuarial Department.
• Conduct experience analyses to monitor pricing assumptions and ensure continued pricing adequacy.
• Contribute to assigned projects, including tenders and reinsurance.
• Prepare and contribute to various internal management presentations and communications as required.

Jobbeschreibung

Crédit Agricole Creditor Insurance (CACI) in Milan is seeking a Pricing and Product Development professional to liaise with internal departments, contribute to feasibility studies for new products, and ensure pricing is aligned with underwriting policy and governance.

You will help define assumptions for premium rates, assess profitability, collect market data, document pricing schedules, and prepare Business Plans for internal validation, while coordinating with Italian partners.