Italian Pricing Analyst M/F

Crédit Agricole; Italia; Sur place; EUR 60 000 - 90 000; Plein temps

Résumé du poste

Crédit Agricole is seeking a pricing and product development professional to liaise with internal departments, assess pricing proposals and analyze portfolios within our Italian operations. You will contribute to feasibility studies for new products, ensure compliance with underwriting policies, and prepare business plans for internal validation.

The role also covers analyzing market data, presenting findings to committees, and supporting actuarial collaborations across reserving and modelling

Responsabilités

• Liaise with internal departments to ensure full consideration of pricing proposals and analysis of current portfolios
• Contribute to feasibility studies for new products and developments, including marketing, regulatory and financial aspects
• Ensure developments of product offers comply with underwriting policy, underwriting philosophy and governance frameworks
• Contribute to selecting assumptions for premium rate calculations and profitability assessments
• Assess commercial premiums, profitability, capital needs and stress tests for new products
• Collect and analyse market statistics, benchmarks and developments
• Document pricing and underwriting schedules for sign-off; maintain pricing assumptions by product
• Prepare and present Business Plans and Business Committee documents as part of internal validation
• Ensure peer reviews and compliance with internal processes (control cards, Quotation/Profit Share peer review)
• Attend internal committees for Italian partners
• Perform client portfolio analyses and prepare client reports and presentations
• Liaise with Actuarial Reserving and Modelling teams to ensure alignment across the Actuarial Department
• Conduct experience analyses to monitor pricing assumptions and ensure pricing adequacy
• Contribute to projects including tenders and reinsurance
• Prepare and contribute to internal management presentations and communications as required

Description du poste

Pricing and Product Development

• Liaise with other internal departments to ensure full consideration of all pricing proposals and analysis ofcurrent portfolios;
• Contribute to feasibility study for new products and developments of existing products, includingmarketing, regulatory and financial aspects;
• Ensure that all current and proposed developments of the product offer are in accordance with theCompany’s Underwriting Policy, Underwriting Philosophy and any other relevant internal guidelines andgovernance frameworks;
• Contribute to the definition and choice of assumptions for calculation of premium rates and forprofitability assessment/business plan.
• Accurately assess commercial premiums, profitability, capital needs and stress scenario tests of newproduct propositions;
• Collect and analyse market and product statistics, benchmarks, and market developments;
• Document new pricing and underwriting schedules for sign-off, maintaining a table of pricing assumptionsby product;
• Prepare and present Business Plans and Business Committee documents as part of the internal validationprocess;
• Ensure completion of peer reviews and compliance with internal processes (control cards,Quotation/Profit Share peer review, etc.);
• Attend internal committees for Italian partners.

Analysis and Projects

• Perform client portfolio analyses as required, and prepare client reports and presentations;
• Liaise with Actuarial Reserving and Modelling teams to ensure alignment and a consistent and efficientview across the Actuarial Department;
• Conduct experience analyses to monitor pricing assumptions and ensure continued pricing adequacy;
• Contribute to assigned projects, including tenders and reinsurance;
• Prepare and contribute to various internal management presentations and communications as required.