INTERNSHIP RATING SPECIALIST

CRIF; Rende; In loco; EUR 42.000 - 54.000; Tempo pieno

Descrizione del lavoro

CRIF Ratings is seeking a Rating Services professional to support analysts in evaluating the creditworthiness of European SMEs and large corporates. You will assist in preparing rating dossiers by combining financial statement analysis with market and macro trends.

The role requires IFRS knowledge, strong Excel skills, and fluency in Italian and English. Based in Rende, the position offers a collaborative environment within the Rating Department.

Competenze

• Master's or Bachelor's in Business Administration with banking/finance focus.
• Knowledge of IAS/IFRS and ability to extract information from financial statements.
• Understanding of financial and business risk assessment (key credit ratios).
• Proficiency in MS Office, intermediate Excel; SQL and VBA are a plus.

Mansioni

• Assist senior analysts in assessing creditworthiness of European SMEs and large corporates.
• Contribute to the rating dossier by combining financial analysis with market trends and macro conditions.
• Work in small analytical teams under a tutor to deliver high-quality ratings.
• Prepare outputs for committee review before sharing with stakeholders.

Conoscenze

Accounting knowledge

Financial statement analysis

Teamwork

Fluent Italian/English

Formazione

Master's/Bachelor's in Business Administration (banking/finance)

Strumenti

SQL

VBA

MS Office (Excel)

Descrizione del lavoro

CRIF Ratings has been authorized by the European Securities and Markets Authority (ESMA) in December 2011 to assign credit ratings to non-financial corporates within the European Union. The agency is a recognized External Credit Assessment Institution ("ECAI") in accordance with Article 135(2) of the Capital Requirements Regulation (CRR), having obtained the individual mapping tables by the Joint Committee of European Supervisory Authorities (EBA, ESMA and EIOPA) in November 2014. The agency is a member of EACRA, the European Association of Credit Rating Agencies.

CRIF Ratings' mission is to provide high-quality ratings and related services by following a rigorous methodological approach. Objectivity, transparency and independence are our core values.

The Rating Department, currently composed of more than 50 analysts based in Italy and Slovenia, covers the European bank and debt capital market, providing credit ratings on non-financial institutions and ancillary services to support financial institutions, investors and corporations in the assessment, primarily, of the creditworthiness of SMEs and large corporates.

CRIF Ratings is part of CRIF Group, a global company specialized in credit bureau and business information, outsourcing and processing services, and credit solutions. Established in 1988 in Bologna (Italy), CRIF has an international presence, operating in four continents (Europe, America, Africa and Asia), with more than 6,400 employees.

ACTIVITY:

• The successful candidate will be part of the Rating Services Business Unit.
• Working within the Rating Department, the successful candidate will support senior analysts in the assessment of the creditworthiness of European non-financial SMEs and Large Corporates requested by banks, investors, other financial institutions or by the companies themselves.
• The assessment is divided into a quantitative part and a qualitative one, combining together the key outcomes arising from the analysis of the financial statements with the key market developments and the general macroeconomic environment. The output of the job is synthetized in a rating dossier, to be submitted to a committee for approval before sharing the outcome outside the agency.
• The daily routine is organized in small analytical teams led by a senior analyst acting as a tutor for the junior analysts in the execution of abovementioned activities.

The position is located in Rende.

REQUIREMENTS AND SKILLS:

• Master's/Bachelor's degree in Business Administration, with a focus on banking and finance topics;
• Knowledge of local and international accounting principles (IAS/IFRS) and ability to extract information form a financial statement report;
• Understanding assessment of financial and business risk of non-financial corporations (e.g. key credit ratios, competitive analysis);
• Proficiency in MS Office suite, in particular an intermediate level in Excel is required. Knowledge of SQL and VBA languages is a plus;
• Team player and result oriented professional, with ability to work in an entrepreneurial environment managing multiple tasks within tight deadlines;
• Fluent written and verbal communications skills in Italian and English.

We offer a safe and inclusive environment where colleagues are encouraged to think outside the box. CRIF is committed to creating a diverse, inclusive work environment and promoting equal opportunities throughout the employee life cycle. We aim to attract and retain the best people and embracing gender, age, culture, religion and disability diversity.

Pursuant to Regulation (EU) 2016/679 ("GDPR"), candidates are hereby informed that their personal data will be processed exclusively for purposes related to the management of their application and the selection process. For further information on the processing of personal data and on the exercise of their privacy rights, candidates are invited to consult the full privacy notice available at the following Link, in the "Terms of Use" section.