Walk-in | Urgent Req. For Loan Officer in Bihar

UD Services; Patna; Hybrid; INR 250,000 - 420,000; Full time

Job summary

UD Services in Patna is seeking a Loan Executive to drive field sales and build customer relationships. You will identify potential clients, assess needs, and present suitable loan products across personal, business, MSME, and other categories.

Responsibilities include collecting KYC, submitting applications, coordinating with Credit and Operations, and achieving monthly targets while maintaining compliance with company policies.

Qualifications

• Graduate preferred; fresher candidates may apply.
• Experience in Banking, NBFC, Finance or Sales is advantageous.
• Strong communication and customer-handling skills.
• Willingness to work in the field.
• Target-driven with reliability and integrity.

Responsibilities

• Find and contact new customers.
• Understand customer requirements and suggest loan products.
• Explain loan terms, rates, tenure and documents.
• Collect KYC and required documents.
• Prepare and submit loan applications.
• Coordinate with Credit and Operations teams.
• Follow up on loan applications until approval and disbursement.
• Assist customers during disbursement.
• Maintain good relationships with existing customers.
• Generate new business via referrals and market visits.
• Achieve monthly sales and disbursement targets.
• Follow company policies and procedures.
• Career growth paths include senior loan executive and managers.

Skills

Good communication

Sales skills

Customer relationship

Follow-up

Basic computer

Target orientation

Honesty and responsibility

Education

Graduate

Freshers welcome

Job description

LOAN EXECUTIVE JOB DESCRIPTION

Position: Loan Executive

Department: Sales

Reporting To: Branch Manager / Sales Manager

Job Type: Full Time

Main Responsibilities

• - Find and contact new customers.
• - Understand customer requirements and suggest suitable loan products.
• - Explain loan terms, interest rates, tenure and required documents.
• - Collect KYC and other required documents from customers.
• - Prepare and submit loan applications correctly.
• - Coordinate with Credit and Operations teams.
• - Follow up on loan applications until approval and disbursement.
• - Assist customers during the loan disbursement process.
• - Maintain good relationships with existing customers.
• - Generate new business through customer references and market visits.
• - Achieve monthly sales and disbursement targets.
• - Follow company policies and procedures.

Loan Products

• - Personal Loan
• - Business Loan
• - MSME Loan
• - Home Loan
• - Loan Against Property (LAP)
• - Vehicle Loan
• - Commercial Vehicle Loan
• - Gold Loan
• - Agriculture Loan
• - Other Loan Products

Qualification

• - Graduate preferred.
• - Freshers can also apply.
• - Experience in Banking, NBFC, Finance or Sales will be an advantage.
• - Good communication and customer-handling skills.
• - Willingness to work in the field.

Required Skills

• - Good communication skills
• - Sales and marketing skills
• - Customer relationship management
• - Good follow-up ability
• - Basic computer knowledge
• - Target-oriented approach
• - Honest and responsible attitude

Performance

• - Lead Generation
• - Loan Login
• - Loan Approval
• - Loan Disbursement
• - Monthly Target Achievement
• - Customer Service
• - Documentation
• - Compliance with Company Policies

Career Growth

Loan Executive Senior Loan Executive Relationship Manager Sales Manager Branch Manager

Note: Responsibilities may vary depending on the company's loan products and business requirements.