Vice President – Technical – Banking/Financial Services UpMan Placements

The Corporate Institute; Chennai District; On-site; INR 4,500,000 - 9,000,000; Full time

Job summary

The Corporate Institute is seeking a senior Head of Technical Functions to lead property valuation, risk management, regulatory compliance, and process standardization across all branches. This role safeguards asset quality and drives growth through strategic leadership and operational excellence.

The candidate should have extensive HFC/Bank/NBFC technical experience, a BE/B.Tech in Civil Engineering or Architecture, and postgraduate knowledge in construction management or real estate.

Qualifications

• Minimum 20 years in HFC/Bank/NBFC technical function including leadership.
• BE/B.Tech in Civil Engineering or Bachelor’s in Architecture; postgraduate in construction/real estate/PM or MBA desirable.

Responsibilities

• Lead technical function ensuring quality, consistency and compliance in valuation and appraisal.
• Formulate and implement technical policies, standards and SOPs across branches.
• Ensure property identification through digital and manual methods and government repositories.
• Ensure financed properties are sound, compliant and marketable.
• Provide strategic leadership in technical risk management and due diligence.
• Review high-value technical cases and recommend risk mitigation.
• Drive continuous improvement in appraisal processes and efficiency.
• Lead technical quality audits, portfolio reviews and fraud prevention.
• Monitor PEMI cases and NPA valuations.
• Develop enterprise-level Technical MIS and portfolio analytics.
• Support business expansion through feasibility and market studies.
• Lead digital transformation initiatives for the technical function.
• Mentor Regional Technical Heads and Appraisers.
• Collaborate with Credit, Risk, Legal, Ops, Collections and Business teams.
• Ensure NHB, RBI and internal policy compliance.
• Represent the technical function during audits and inspections.

Skills

Leadership

Stakeholder collaboration

Education

BE/B.Tech in Civil Engineering or Bachelor’s in Architecture

Postgraduate in Construction Management/Real Estate/Project Management/MBA

Job description

Job Purpose:

To lead the organization's technical function by ensuring accurate property valuation, effective technical risk management, regulatory compliance, process standardization, and operational excellence across all branches, thereby safeguarding asset quality and supporting the company's business growth.

Key Responsibilities:

• Lead and drive the technical function across the organization ensuring quality, consistency and compliance in property valuation and technical appraisal.
• Formulate and implement technical policies, valuation standards and operating procedures across all branches.
• Ensure proposed property identification through multiple check points including combination of digital and manual methods and usage of various property repository of the government.
• Ensure financed properties are technically sound, legally compliant and possess statutory approvals and marketability.
• Provide strategic leadership in technical risk management, property due diligence and collateral quality assessment.
• Review and approve high-value, complex and exception technical cases and recommend risk mitigation.
• Drive continuous improvement in technical appraisal processes to enhance operational efficiency and reduce turnaround time.
• Lead technical quality audits, portfolio reviews and fraud prevention initiatives.
• Monitor construction-linked loans, PEMI cases and NPA valuations.
• Develop enterprise-level Technical MIS, market intelligence reports and portfolio analytics.
• Support business expansion through technical feasibility and market studies.
• Lead digital transformation initiatives for the technical function.
• Build, mentor and develop Regional Technical Heads, Technical Managers and Technical Appraisers.
• Collaborate with Credit, Risk, Legal, Operations, Collections and Business teams.
• Ensure compliance with NHB, RBI and internal policies.
• Represent the Technical function during audits and regulatory inspections.

Desired Candidate Profile:

• Minimum 20 years in HFC/Bank/NBFC Technical function including leadership role.
• BE/B. Tech in Civil Engineering or bachelor's degree in architecture. Post Graduation in Construction Management, Real Estate, Project Management or MBA is desirable.
• Preferably HFCs, Banks, NBFC.