Underwriting Specialist

Cloudxtreme; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Cloudxtreme in Bengaluru seeks a specialist with deep knowledge of homeowners insurance and mortgage requirements to review HO6/HO3 and Wind policies for accuracy and lender compliance.

You will verify coverages, dates, deductibles and mortgagee clauses, and update loan origination systems while collaborating with processing and underwriting teams.

A strong focus on regulatory compliance, data integrity and client service is essential.

Qualifications

• 24 years of experience in mortgage or insurance services, preferably in homeowners insurance review.
• Strong knowledge of homeowners insurance policies and mortgage requirements.
• Excellent attention to detail and organizational skills.
• Effective written and verbal communication skills.
• Ability to manage multiple tasks in a fast-paced, deadline-driven environment.
• Proficiency in Microsoft Office and loan origination systems.
• Strong analytical and problem-solving abilities.
• Commitment to maintaining compliance and data integrity.
• Availability to work U.S. business hours.

Responsibilities

• Review homeowners insurance policies HO6, HO3, Wind Insurance for accuracy and compliance with lender requirements.
• Verify coverage amounts, effective dates, deductibles, and mortgagee clauses.
• Ensure insurance documents meet investor and regulatory guidelines.
• Communicate with insurance agents and borrowers to obtain missing or corrected documentation.
• Update loan origination systems with accurate insurance information.
• Collaborate with processing, underwriting, and closing teams to resolve insurance-related issues.
• Track and follow up on expiring or insufficient insurance policies.
• Maintain documentation and audit trails for all insurance reviews.
• Provide excellent customer service to internal and external stakeholders.
• Stay current on industry standards and changes in insurance requirements.

Skills

Attention to detail

Organizational skills

Written and verbal communication

Multi-tasking

Problem-solving

Mortgage/insurance services experience

US business hours availability

Tools

Microsoft Office

Loan origination systems

Job description

Essential Job Functions:

• - Review homeowners insurance policies HO6, HO3, Wind Insurance for accuracy and compliance with lender requirements.

• - Verify coverage amounts, effective dates, deductibles, and mortgagee clauses.

• - Ensure insurance documents meet investor and regulatory guidelines.

• - Communicate with insurance agents and borrowers to obtain missing or corrected documentation.

• - Update loan origination systems with accurate insurance information.

• - Collaborate with processing, underwriting, and closing teams to resolve insurance-related issues.

• - Track and follow up on expiring or insufficient insurance policies.

• - Maintain documentation and audit trails for all insurance reviews.

• - Provide excellent customer service to internal and external stakeholders.

• - Stay current on industry standards and changes in insurance requirements.

Requirements:

• - 24 years of experience in mortgage or insurance services, preferably in homeowners insurance review.

• - Strong knowledge of homeowners insurance policies and mortgage requirements.

• - Excellent attention to detail and organizational skills.

• - Effective written and verbal communication skills.

• - Ability to manage multiple tasks in a fast-paced, deadline-driven environment.

• - Proficiency in Microsoft Office and loan origination systems.

• - Strong analytical and problem-solving abilities.

• - Commitment to maintaining compliance and data integrity.

• - Availability to work U.S. business hours.