Sr. Analyst/ Analyst - Homeowners Insurance Review

Better; Gurugram District; On-site; INR 600,000 - 900,000; Full time

Benefits offered by this job

Daily meals

Transport facility

Comprehensive medical plan

Night shift allowance

Work from home allowance

Job summary

A home finance company in Gurugram seeks a Sr. Analyst/Analyst for Homeowners Insurance Review. Responsibilities include obtaining and reviewing insurance documents, ensuring compliance with guidelines, and communicating with agents. Ideal candidates have a background in real estate or mortgage, possess strong problem-solving skills, and excel in attention to detail. This role offers in-office perks such as meals and health benefits.

Qualifications

• Prior real estate, mortgage, and/or insurance experience required.
• Familiarity with Fannie Mae, Freddie Mac, FHA guidelines preferred.
• Ability to multitask and prioritize tightly competing deadlines.

Responsibilities

• Obtain required insurance documents from customers.
• Review documentation for compliance with guidelines.
• Communicate with insurance agents to resolve inquiries.

Skills

Real estate experience

Mortgage experience

Insurance knowledge

Problem solving skills

Attention to detail

Effective communication

Job description

Sr. Analyst/ Analyst - Homeowners Insurance Review

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible.

A Better Opportunity

Better’s Collateral team is responsible for obtaining and reviewing all property-related documents associated with the loan transaction. This includes the valuation, title, homeowner’s insurance, and homeowner’s association if in a condominium. We are developing industry-leading technology to modernize these collateral processes, increase team member productivity, originate high-quality loans, and provide the best experience possible for our customers. You will become an expert on Agency, Non-Conforming, and HELOC policy guidelines and be exposed to other aspects of the loan origination process including sales, processing, underwriting, closing/funding, and capital markets. If you are passionate about delivering great customer service, developing a deep understanding of collateral policy, and building best-in-class technology this is a great opportunity to continue your career in mortgage lending.

Responsibilities

• Obtaining required insurance documents from customers and/or their insurance agents
• Review required documentation to ensure compliance with investor insurance eligibility guidelines. This may include insurance quotes, insurance policies, replacement cost estimates, checklist of coverage, flood insurance, etc
• Communicate clearly and concisely with insurance agents to seek needed clarification or resolve inquiries
• Balance high productivity with high quality
• Serve as escalation point and subject matter expert for teammates in coordination, underwriting, and post-closing

Qualifications

• Prior real estate, mortgage, and/or insurance experience required
• Familiarity with Fannie Mae, Freddie Mac, FHA, and Non-Conforming insurance guidelines strongly preferred
• Ability to multitask and prioritize competing priorities with tight deadlines
• Initiative to suggest ideas for process and technology improvements
• Problem solving and critical thinking skills
• Effective verbal and written communication/presentation skills in English
• Proficiency in analyzing documents and meticulous attention to detail
• Focused & detail oriented
• Team-player that is passionate about helping their teammates and providing the best possible experience for our customers
• Open to coaching, feedback, and mentoring
• Willingness to perform repetitive job duties with long-term goal of becoming a collateral subject matter expert and/or potential for lateral/upward job movement

Company Benefits

In Office Perks
Experience our comprehensive office perks, including daily meals and transport facility for commuting to and from the office, available for all employees coming to the office.

Health & Well-being
Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.

Other Perks at Better
Experience flexibility with our night shift allowance, work from home allowance and transportation allowance, where applicable. We prioritize your convenience.