Underwriter, L&H India

SCOR; Mumbai; On-site; INR 1,800,000 - 2,300,000; Full time

Job summary

SCOR SE India Branch is seeking an experienced Underwriter, Life & Health. The role focuses on underwriting, claims, client servicing, and support for marketing research, audits, and training within the India team.

You will implement underwriting policies, manage case volumes, and collaborate with internal stakeholders to ensure efficient underwriting and claims operations with high service standards.

Qualifications

• Minimum 7 years of relevant experience in insurance/reinsurance, focusing on medical underwriting and claims.
• Experience in Health & Life Insurance (Underwriting & Claims).
• ACII, LOMA, CLU or other relevant professional qualifications are advantageous.

Responsibilities

• Implement SCOR’s underwriting policy to ensure risks are accepted profitably.
• Ensure underwriting and claims assessments follow SCOR Global Life guidelines.
• Underwrite proposals within defined authority and TAT (turnaround time).
• Process claims within defined authority and TAT; refer cases beyond limits for review.
• Assist in maintaining underwriting/claims records, MIS, and client reports.

Skills

Medical underwriting

Claims handling

Insurance knowledge

Regulatory awareness

Education

Degree in Science/ MBBS/ BAMS or BHMS

Tools

Microsoft Outlook

Excel

Access

PowerPoint

Presentations

Job description

As an Underwriter, Life & Health, you will be responsible for underwriting and claims, client servicing, support of marketing research, claims & audit, training for SCOR SE India Branch.

• Contributing to all aspects of risk management (underwriting and claim) work within SCOR to ensure that the India team meets its goal.
• Assist in managing day-to-day underwriting and claims case volumes while delivering high-quality service to clients and supporting training initiatives and client audit activities, as required.

Responsibilities

Key duties and responsibilities

Main Scope

• To implement SCOR’s underwriting policy and principles and ensure that risks are assumed on a sound and profitable basis.
• Ensure underwriting and claims assessments are conducted in accordance with SCOR Global Life underwriting and claims guidelines
• Underwriting proposals within defined authority and TAT
• Processing of claims within defined authority and TAT
• Refer cases beyond authority limits to Senior Underwriters or the Head of Underwriting & Claims for review and decision.
• Assist in maintaining underwriting and claims records, reports, and management information systems (MIS).
• Support underwriting and claims audits conducted by senior team members and assist in implementing audit recommendations.
• Assist senior team members and Head of Underwriting & Claims for analyzing client’s training requirements in underwriting and claims.
• Support the preparation of underwriting and claims analysis, presentations, and client-related reports.
• Monitor regulatory developments and industry trends and escalation relevant updates to senior team members.
• Collaborate with internal stakeholders to ensure efficient underwriting and claims operations while maintaining service standards and quality.

Relationship

• Co-ordinate with the claims and the underwriting department of the client to ensure efficient underwriting and claims operations
• Collaborate with internal stakeholders to ensure efficient underwriting and claims operations while maintaining service standards and quality

Qualifications

Required experience & competencies

• Minimum 7 years of relevant working experience in insurance/reinsurance fields, in the areas of medical underwriting and claims.
• Experience in Health &/or Life Insurance (Underwriting & Claims)
• Degree in Science, Pharmaceutical science, MBBS, BAMS or BHMS
• ACII, LOMA, CLU and other relevant professional qualifications
• Awareness of the Indian insurance market and regulatory environment, with a willingness to develop deeper market and client knowledge.
• Self-motivated, proactive, and eager to learn and develop technical expertise in underwriting and claims.
• Ability to prepare and present information effectively within team and internal forums.
• Experience of using Microsoft Outlook, EXCEL, ACCESS, POWERPOINT and PRESENTATIONS
• Good analytical and problem-solving skills.
• Ability to adapt to changing business requirements and work effectively within defined timelines.
• Job Category Medical underwriting & claims
• Posting Date 09/08/2026, 07:07 AM
• Locations 6th Floor No.63 North Avenue 2, Mumbai, 400051, IN

About Us

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk,” SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.