Underwriter

Valor PayTech; Chennai; On-site; INR 600,000 - 900,000; Full time

Job summary

Valor PayTech seeks a detail-oriented Underwriter for its Merchant Services team. You will evaluate merchant applications, analyze financial documents, and support underwriting decisions to ensure compliance with company standards.

Responsibilities include risk assessments, documentation requests, and ongoing monitoring of merchant performance in a fast-paced, collaborative environment. Strong communication and multitasking are essential.

Qualifications

• Bachelor's degree in business, finance, or related field preferred.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and communication skills.
• Ability to manage multiple tasks and meet deadlines.
• Strong written and verbal communication.
• Ability to work independently and as part of a team.

Responsibilities

• Review and assess merchant applications, financial statements, and business documentation.
• Perform risk analysis and identify potential fraud or compliance risks.
• Assist in underwriting decisions and ensure adherence to company policies.
• Communicate effectively with merchants and internal teams.
• Monitor ongoing merchant performance and compliance; stay updated with regulations.

Skills

Analytical thinking

Problem solving

Attention to detail

Communication skills

Time management

Education

Bachelor's degree in business, finance, or related field

Tools

Microsoft Office Suite

Job description

Valor PayTech fosters a vibrant and nurturing work atmosphere that motivates employees to innovate and excel. The culture is deeply rooted in collaboration and ongoing development, offering team members abundant opportunities for professional advancement and skill improvement. Emphasizing innovation excellence and cultural expansion, the company greatly values the diversity of its workforce, believing it to be a cornerstone of its success.

Role Overview

We are seeking a motivated and detail-oriented Underwriter to join our Merchant Services team. In this role, you will assist in evaluating, underwriting, and managing merchant accounts to ensure they meet company standards and compliance regulations.

Key Responsibilities

• Review and assess merchant applications, financial statements, and business documentation.
• Perform risk analysis and identify potential fraud or compliance risks.
• Assist in underwriting decisions and ensure adherence to company policies.

Merchant & Stakeholder Communication

• Request additional documentation or clarification from merchants as needed.
• Communicate effectively with merchants and internal teams.

Ongoing Monitoring & Compliance

• Monitor ongoing merchant performance and compliance.
• Stay up to date with industry regulations and trends.

Required Qualifications

• Bachelor's degree in business, finance, or a related field preferred.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and communication skills.
• Ability to manage multiple tasks and meet deadlines.
• Strong communication skills, both written and verbal.
• Ability to work independently and as part of a team.

Preferred Qualifications

• Familiarity with merchant services or underwriting is a plus.
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).