U.S. Mortgage Underwriting Team Lead

Realpage; Hyderabad; On-site; INR 1,200,000 - 2,400,000; Full time

Benefits offered by this job

Health insurance

Food provided

Internet reimbursement

Paid sick time

Paid time off (PTO)

Provident Fund (PF) benefits

Well-being programs

Job summary

Realpage in Hyderabad is seeking a Team Lead for US Mortgage Underwriting to assess lender performance and manage financial risk. The role requires strong knowledge of borrower income/assets, escrow/condo documents, and regulatory compliance.

You will lead, mentor, and develop Lender Review Analysts to meet performance targets. The position involves coordinating reviews across Agency and Investor guidelines, with US night shift hours.

Qualifications

• 5+ years in Risk Management, US Mortgage, or Underwriting.
• 2+ years in a leadership or supervisory role.
• Bachelor's degree in Real Estate, Finance, or related field.

Responsibilities

• Lead and mentor Lender Review Analysts to meet performance targets.
• Assess lender performance and ensure regulatory compliance.
• Manage workflow, SLA adherence, and risk guidelines.
• Communicate project status and declines to clients.

Skills

US Mortgage Underwriting

Leadership

Risk Management

Lender Review

Education

Bachelor's in Real Estate/Finance

Tools

Encompass

Job description

Purpose of the Role

As a Team Lead you will assess lender performance, ensure regulatory compliance, and manage financial risk. The role requires strong US Mortgage Underwriting knowledge, including borrowers income/assets and escrow/condo document review.

Key Responsibilities

Project Review & Analysis

• Follow current Agency and Investor guidelines for mortgage loans secured by Condominium and Co-op projects across Fannie Mae, Freddie Mac, FHA, VA, and Jumbo investors.
• Review condo questionnaires, financials, insurance, legal/recorded documents, litigation, ground leases, affordable housing, resale restrictions, private transfer fees, and resale documents.
• Analyze and approve projects based on loan program requirements, including Limited Review, Full Review, Established/New Construction, Conventional, FHA, and VA.
• Communicate project declines or ineligibility to clients.

Compliance & Guidelines

• Stay updated on applicable guidelines, regulatory changes, and industry best practices.
• Ensure all project reviews meet current standards and regulatory requirements.

Leadership & Team Management

• Lead, mentor, and develop Lender Review Analysts to meet performance and quality targets.
• Conduct performance reviews, provide feedback, and identify training needs.
• Manage workflow, task allocation, and SLA adherence.

Desired Skills

• Advanced knowledge of Condominium project standards for FHA (SUA & DELRAP), Conventional, Jumbo, and other loan programs.
• Strong attention to detail, organization, and ability to meet SLAs.
• Ability to analyze complex condo documents, including CC&Rs, Public Offering Statements, Reserve Studies, Insurance, and Condominium Plans.
• Strong professionalism, customer service, and communication skills throughout the loan cycle.
• Proficiency in Encompass or other paperless mortgage origination systems.

Required Qualifications

• 5+ years in Risk Management, US Mortgage, or Underwriting, including 2+ years in a leadership/supervisory role.
• US Mortgage Underwriting experience with knowledge of income, assets, and appraisal.
• Bachelors degree in Real Estate, Finance, or a related field.

Other Details

Job Location: Hyderabad (We welcome applications from talented candidates across India. Applicants should be open to relocating to the designated work location upon selection.)

US Night Shift / Graveyard Shift | Please apply only if you are comfortable working overnight hours.

Benefits

• Global platform and career growth opportunities
• Food provided
• Health insurance
• Internet reimbursement
• Paid sick time
• Paid time off (PTO)
• Provident Fund (PF) benefits
• Employee-focused work environment and well-being programs