Hiring For US Mortgage Underwriting

Sutherland; Ernakulam; Hybrid; INR 420,000 - 640,000; Full time

Benefits offered by this job

Joining bonus up to 1,00,000

Work from office 6 months then hybrid

Competitive salary

Global organization exposure

Weekly five days work

Job summary

Sutherland in India is seeking a candidate to review bank statements, calculate income, and ensure compliance with investor guidelines and quality standards. The role includes client communication for documentation and meeting timelines, with opportunities to contribute to process improvements within a global organization.

Candidates should have 1+ year of experience, knowledge of 4Cs, and familiarity with Encompass.

Qualifications

• Graduates with degree certificates.
• Minimum 1 year experience mandatory.
• Comfortable to Work from Office and night shifts (US rotation).
• Knowledge about 4Cs (Credit, Capital, Capacity and Collateral).

Responsibilities

• Review business and personal bank statements, calculate income and update LOS records.
• Ensure compliance with investor guidelines and quality standards.
• Handle client communication for additional documentation and meet timelines.
• Support operational and performance-improvement initiatives.

Skills

4Cs knowledge

Credit analysis

Income verification

DSCR knowledge

FNMA/FHLMC guidelines

Encompass Tool

Education

Graduates with degree certificates

Tools

Encompass Tool

Job description

Role & responsibilities:

Where you will be responsible for reviewing business and personal bank statements, calculating income, updating LOS records, and ensuring compliance with investor guidelines and quality standards. Handles client communication for additional documentation, meets document review timelines, and supports operational and performance improvement initiatives.

Preferred candidate profile:

• Knowledge about 4Cs (Credit, Capital, Capacity and Collateral)
• Graduates (with degree certificates)
• Minimum 1 Year experience is mandatory
• Comfortable to Work from Office
• Comfortable with US Rotational Night Shifts
• Immediate Joiner
• Experience in Encompass Tool
• Knowledge about DSCR and Bank Statement income files is an added advantage
• Hands on experience with Credit analysis, Income Verification and Calculation.
• Knowledge about Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines

Perks and benefits

• Work at office for 6 Months, followed by Work from Home
• Joining bonus upto 1,00,000/- for immediate joiners only (subject to the terms and conditions)
• Competitive salary in line with market standards
• Opportunity to make a significant impact in a global organization
• A dynamic and supportive work environment
• Weekly five days of work and two days off,

For more details contact [e-mail]