Technical Manager

Aditya Birla Capital; Tamil Nadu; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Aditya Birla Capital in Tamil Nadu, India, seeks a credit risk professional to evaluate and manage risk across lending portfolios and to develop credit policies, scorecards and risk frameworks.

You will monitor portfolio performance, advise on risk trends, support underwriting with complex assessments, and drive automation of credit workflows using APIs and workflow tools.

Qualifications

• Experience in developing and maintaining credit risk policies and scorecards.
• Ability to translate business credit needs into technical specifications.
• Experience monitoring portfolio performance and advising on risk trends.
• Experience supporting underwriting with complex credit assessments and policy exceptions.

Responsibilities

• Evaluate and manage credit risk across lending portfolios.
• Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
• Monitor portfolio performance and recommend corrective actions based on risk trends.
• Support underwriting teams with complex credit assessments and policy exceptions.
• Translate business credit requirements into technical specifications.
• Drive automation of credit workflows using business rules, APIs, and workflow tools.
• Validate system configurations to ensure compliance with credit policies.
• Support system enhancements, upgrades, testing, and production releases.

Skills

Credit risk

Credit policies

Scorecards

Risk frameworks

Underwriting support

Automation

APIs

Workflow tools

Policy compliance

Tools

APIs

Workflow tools

Job description

• Evaluate and manage credit risk across lending portfolios.
• Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
• Monitor portfolio performance and recommend corrective actions based on risk trends.
• Support underwriting teams with complex credit assessments and policy exceptions.
• Translate business credit requirements into technical specifications.
• Drive automation of credit workflows using business rules, APIs, and workflow tools.
• Validate system configurations to ensure compliance with credit policies.
• Support system enhancements, upgrades, testing, and production releases.