Credit Risk Monitoring

Hinduja Leyland Finance Ltd.; Chennai; Presencial; INR 4.000.000 - 7.000.000; Jornada completa

Descripción de la vacante

Hinduja Leyland Finance Ltd. in Chennai seeks a senior leader to drive credit risk management across all products.

You will develop frameworks, monitor exposures, and oversee stress testing and risk reporting to executives, ensuring regulatory compliance and alignment with risk appetite. With 12+ years in credit underwriting and leadership, you will collaborate with multiple business units to mitigate risks across portfolios, including high-value lending.

Formación

• Masters degree in Finance, Economics, or a related field.
• 12+ years of experience in credit underwriting, including high value products, with at least 3 years in a leadership role.
• Proven experience in the development, implementation, and validation of credit risk models.
• Experience in portfolio management, stress testing, and exposure to high-value portfolios such as wholesale lending or corporate term loans.

Responsabilidades

• Lead the development and execution of credit risk management frameworks, policies, and procedures across all products.
• Monitor and manage credit exposures, ensuring alignment with risk appetite and regulatory standards.
• Oversee stress testing, scenario analysis, and risk reporting to senior management.
• Collaborate with various business units to assess and mitigate potential risks across product categories.
• Ensure compliance with regulatory requirements, including reporting and audit processes.
• Continuous monitoring of risk appetite triggers pertaining to credit risk and ensuring that the triggers are not breached.

Conocimientos

Credit risk management

Leadership

Risk modelling

Regulatory reporting

Portfolio management

Analytical thinking

Educación

Master's degree in Finance/Economics

Descripción del empleo

Key Responsibility Areas

• Lead the development and execution of credit risk management frameworks, policies, and procedures across all products.
• Monitor and manage credit exposures, ensuring alignment with risk appetite and regulatory standards.
• Oversee stress testing, scenario analysis, and risk reporting to senior management.
• Collaborate with various business units to assess and mitigate potential risks across product categories.
• Ensure compliance with regulatory requirements, including reporting and audit processes.
• Continuous monitoring of risk appetite triggers pertaining to credit risk and ensuring that the triggers are not breached

Qualifications

• Masters degree in Finance, Economics, or a related field.
• 12+ years of experience in credit underwriting (including high value products), credit risk management, with at least 3 years in a leadership role.
• Proven experience in the development, implementation, and validation of credit risk models.
• Experience in portfolio management, stress testing, and exposure to high-value portfolios (e.g., wholesale lending, corporate term loans)

Key Competencies

• Strategic thinker with the ability to influence at all levels of the organization.
• Excellent analytical and problem-solving skills.
• Strong leadership and team management abilities.
• Proficient in risk management tools, systems and regulatory reporting standards.