Credit Manager

Prakash Chemtex (india) Limited; Hisar; On-site; INR 391,000 - 670,000; Full time

Job summary

Prakash Chemtex (india) Limited is seeking a diligent credit analyst to review customer applications and related financial information. You will verify documents for completeness, assess creditworthiness, identify risks, and recommend actions in line with policy.

The role involves coordinating with operations for timely processing, maintaining records, and ensuring compliance with policies and confidentiality requirements. Strong analytical and communication skills are essential.

Qualifications

• Review customer applications and relevant financial information.
• Verify customer documents for completeness and accuracy.
• Assess creditworthiness according to established eligibility criteria.
• Identify potential credit risks and discrepancies.
• Recommend approval, rejection, or escalation in line with company policy and delegated authority.
• Coordinate with operations and related teams for timely application processing.
• Maintain accurate records of credit assessments and application status.
• Follow internal policies, applicable regulations, and customer-data confidentiality requirements.
• Meet assigned productivity, quality, and turnaround-time targets.

Responsibilities

• Review customer applications and relevant financial information.
• Verify customer documents for completeness and accuracy.
• Assess creditworthiness according to established eligibility criteria.
• Identify potential credit risks and discrepancies.
• Recommend approval, rejection, or escalation in line with company policy and delegated authority.
• Coordinate with operations and related teams for timely application processing.
• Maintain accurate records of credit assessments and application status.
• Follow internal policies, applicable regulations, and customer-data confidentiality requirements.
• Meet assigned productivity, quality, and turnaround-time targets.

Skills

Credit risk eval

Document verification

Analytical skills

Decision making

MS Excel

CRM knowledge

Communication skills

Job description

Key Responsibilities

• Review customer applications and relevant financial information.
• Verify customer documents for completeness and accuracy.
• Assess creditworthiness according to established eligibility criteria.
• Identify potential credit risks and discrepancies.
• Recommend approval, rejection, or escalation in line with company policy and delegated authority.
• Coordinate with operations and related teams for timely application processing.
• Maintain accurate records of credit assessments and application status.
• Follow internal policies, applicable regulations, and customer-data confidentiality requirements.
• Meet assigned productivity, quality, and turnaround-time targets.

Required Skills

• Credit assessment and risk evaluation.
• Customer document verification.
• Analytical and numerical skills.
• Decision-making and attention to detail.
• Basic MS Excel and CRM knowledge.
• Good communication and coordination skills.