Credit Analyst

UTI Mutual Fund; Mumbai; On-site; INR 600,000 - 900,000; Full time

Job summary

UTI Mutual Fund in Mumbai is seeking a qualified professional for credit analysis roles. Responsibilities include providing insights to Fund Managers, conducting due diligence, and preparing credit reports. Candidates should have 3-5 years of experience in credit analysis and strong analytical skills.

The ideal candidate will have an MBA in Finance, CA, or CFA and be proficient in financial modelling and Microsoft Office. A collaborative approach and effective communication skills are essential.

Qualifications

• Strong academic background in finance or economics.
• 3-5 years of experience in Credit analysis.
• Exposure to debt mutual funds or bond markets is a plus.

Responsibilities

• Provide qualitative and quantitative input to Fund Managers.
• Conduct due diligence and prepare credit reports.
• Monitor investee companies and provide insights.

Skills

Credit analysis

Financial modelling

Analytical skills

Communication skills

Organizational skills

Education

MBA (Finance) or CA or CFA

Tools

Microsoft Office suite

Financial software applications

Job description

• Providing qualitative and quantitative input to Fund Managers in terms of macro and micro research on sectors and companies.

• Conduct due diligence on investee companies from a credit perspective and prepare detailed credit reports.

• Monitor and track the investee companies on an ongoing basis and provide insights to Fund Managers and Investment Committee.

• Interact with managements of investee companies, rating agencies and other market participants.

• Make presentations on investee companies to Investment Committee.

• Work closely within the Investment Team, contributing to a collaborative and high performing environment.

• MBA (Finance), CA, CFA (preferred), FRM, or equivalent professional qualification.

• Strong academic background in finance, economics, or related fields.

• 3-5 years of experience in Credit analysis in Rating Agencies, Banks, Mutual Funds or other financial institutions

• Robust Understanding of Fundamental Drivers of Credit Analysis of companies and Sector Research.

• Strong analytical skills with proficiency in financial modelling of companies.

• Demonstrates ability to work in a team and contribute to overall fixed income team.

• Exposure to debt mutual funds, bond markets, or macro research would be an added benefit

• Strong understanding of Fixed Income markets, instruments and investment strategies.

• Excellent analytical skills with proficiency in credit analysis and sector research.

• Detail oriented with strong organizational and time management skills.

• Effective communication and interpersonal skills

• Ability to work independently and as part of a team in a fast-paced environment.

• Proficiency in Microsoft Office suite and financial software applications