Structured Credit

Tipsons Group; Mumbai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Tipsons Group in Mumbai seeks a motivated investment professional to join our Structured Credit team. You will advise on bespoke financing solutions and execute private credit transactions across sectors, managing live mandates from origination through financial close.

The ideal candidate has MBA (Finance), CA or CFA with 4–6 years of relevant experience in private credit, investment banking, or structured finance, and strong modelling and presentation skills. AI tool familiarity is valued.

Qualifications

• MBA (Finance), CA or CFA preferred.
• 4–6 years of experience in private credit, investment banking, structured finance or related fields.
• Strong financial modelling and credit appraisal abilities.
• Excellent written and verbal communication with attention to detail and tight timelines.

Responsibilities

• Prepare investment memorandums and credit appraisal notes for investors.
• Advise on bespoke financing solutions and manage live mandates from origination to close.
• Conduct industry analysis, covenant structuring and exit strategies evaluation.
• Audit financial models and participate in term sheet negotiation.

Skills

Advanced financial modelling

PowerPoint presentation

AI tools

Education

MBA (Finance)

Chartered Accountant

CFA

Tools

Excel

PowerPoint

Job description

We are seeking a highly motivated investment professional to join our Structured Credit team. The role involves advising borrowers on bespoke financing solutions and executing private credit transactions across sectors. The successful candidate should possess strong credit appraisal and underwriting skills, financial modelling capabilities, transaction execution experience and the ability to independently manage live mandates from origination through financial close.

Credit Underwriting and Investment Analysis:

The candidate should have prior experience in preparing detailed investment memorandums and credit appraisal notes for internal and external investors.

The credit assessment would invariably cover business model analysis, industry and competitive assessment, management and promoter evaluation, financial statement analysis, cash flow analysis, security and collateral analysis, covenant structuring, downside risk assessment, account monitoring and exit strategies evaluation.

The candidate should also have expertise in preparation and auditing of financial models, term sheet preparation and negotiation.

Prior knowledge of legal and statutory documentation, recovery process, NCLT framework will be an added advantage.

Candidate Profile:

Qualification: Preferably MBA (Finance), Chartered Accountant or CFA.

Experience: 4-6 years of relevant experience in one or more of private credit/ investment banking/ structured finance/ credit underwriting/ alternative investments.

Technical Skills: Advanced financial modelling, power point presentation skills, AI tools.

Behavioural Skills: Strong commercial mindset, high attention to detail, ability to multi-task, excellent written and verbal communication skills, ability to work under tight timelines.