Software Engineer - Sr. Consultant level (10-14 yrs, Python, Gen AI, Agentic AI)

Visa; Bengaluru; On-site; INR 3,000,000 - 6,000,000; Full time

Job summary

Visa is seeking a senior technical leader to drive game-changing innovation within its internal processes and ecosystem. You will technically lead and mentor multi-skilled teams, prototype new ideas, and scale them into commercial solutions.

You will collaborate with product owners, UX, and partner teams to align requirements, design architecture, and deliver features across products, leveraging AI technologies where appropriate. This role is hybrid, based in Bengaluru, India.

Qualifications

• 9+ years of relevant work experience with a Bachelor’s Degree or 5+ years with an Advanced Degree
• 11+ years of relevant work experience total or PhD-based path
• Experience leading multi-disciplinary teams and shipping products
• Proven ability to prototype and scale ideas to commercial solutions
• Strong written and verbal communication skills
• Hands-on with web, API, and mobile development technologies
• Familiarity with Gen AI and agentic AI technologies
• Experience in innovation, incubation and IP development
• Comfort working in fast-paced, hybrid environments

Responsibilities

• Be at the heart of developing new ideas into demo-able products and commercial solutions
• Collaborate with product owners, UX, and engineering to refine requirements
• Drive rapid prototyping cycles from design to implementation
• Explore new technologies and tools for the organization
• Consult with leadership to align expectations and deliverables
• Lead a small team across multiple POC and incubation efforts
• Scale successful pilots to full commercial solutions
• Design robust, scalable architectures and integrations across ecosystems
• Leverage AI in development and production systems
• Document technical solutions and contribute to standard processes

Skills

Leadership

Prototyping

AI/GenAI

Software design

Programming

Debugging

Team mentoring

Communication

Cross-functional collaboration

Education

BS in CS or equivalent

MS in CS or equivalent

Tools

Multiple tech stacks

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you’ll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Role

Are you passionate about conceptualizing, nurturing, developing, and proving new ideas and developing them into new solutions? Would you like to help re-invent the internal business processes with the latest technologies and re-imagine the way things operate?

We’re looking for a seasoned individual to drive game-changing innovation within Visa’s internal processes and ecosystem. You should have experience technically leading and mentoring multi-skilled teams capable of rapid prototyping of new ideas as well as scale these to commercial solutions. You and your team will be at the forefront of strategic partnerships, breakthrough technologies, new ideas, hackathons, demos, and rapid prototyping. You will work closely with business development teams, partners, and internal product teams and cross- leverage engineering talent internally and externally.

Responsibilities:

• Be at the heart of developing new ideas into demo-able products, and ultimately to commercial product
• Work directly with product owners, UX, engineering and other partner teams to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization
• Drive rapid prototyping cycles from technical requirements, software designs, programming, debugging, and optimization
• Explore and innovate new technologies, features, and tools
• Consult on a regular basis with leadership to align expectations and deliverables
• Be scrappy and work with the small team to the fullest to work on multiple parallel POCs and incubation efforts
• Able to scale the successful pilots to full commercial solutions
• Develop and design advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem.
• Use stubs as needed to simulate capabilities lighting up soon
• Work collaboratively across team boundaries to share common infrastructure and functional capabilities. Provide feedback into core product teams to influence their roadmap and strategy
• Leverage AI technologies as-appropriate in day-2-day development and in production systems
• Provide domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed
• Play a key role in the development and delivery of new features across products from end-to-end

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

9+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience.

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Passion for innovation, new ideas, quick prototyping, hackathons etc.
• Prior work exploring and innovating new IP, genres, and product experiences
• Professional experience in ideation and incubation which has led to shipping products
• Multi-disciplinary skills and experience in ideation, software design, programming, debugging, and optimization
• Proven skill set and track record in developing one-line ideas into products
• Strong written and verbal communication skills
• Self-motivated and drive for excellence
• Have an open-minded approach to development strategy and approaches
• Capable of building culture for innovation
• Technical hands-on skills, ideally in multiple technology stacks for web development, APIs and Mobile application development on diverse platforms
• Hands-on and up to date with Gen AI and Agentic AI technologies and space
• 10+ years of software engineering experience2+ years of experience in technical leadership roles with increasing responsibility
• MS or BS in Computer Science or equivalent

Bonus Qualifications:

• Prior experience working with Agentic AI systems.
• Prior experience working in a start-up or at VC firms in a “Resident Entrepreneur” capacity
• Financial services and/or payments processing industry experience is a plus
• Patents and other proofs of past success in creating IP

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.