Sme Relationship Manager

Yes Bank Ltd.; Mumbai, Navi Mumbai; Vor Ort; INR 600.000 - 1.000.000; Vollzeit

Zusammenfassung

Yes Bank Ltd. in Mumbai invites applications for a Relationship Manager in the Small Enterprises (SME) team, focusing on working capital products. The RM will source new-to-bank clients with turnover up to 150 crore and manage a growing SME portfolio.

The role requires 2–3 years of relevant experience, strong credit analysis to prepare notes, and cross-selling across trade finance, treasury, cash management, insurance and other WC solutions. Mumbai-based position.

Qualifikationen

• 2-3 years of experience in Relationship Manager or SME banking roles.
• Experience in sourcing and managing SME portfolios up to ₹150 Cr turnover.
• Ability to analyze financials and prepare credit notes.

Aufgaben

• Source new-to-bank SME clients with turnover up to ₹150 Cr.
• Manage and deepen relationships with existing SME clients.
• Prepare credit notes and assess financial risk per bank policy.
• Coordinate with credit teams for proposals and approvals.
• Maintain portfolio hygiene with timely renewals and documentation.
• Cross-sell products like trade finance, treasury, cash management and insurance.

Jobbeschreibung

Dear Candidate ,

We have schedule a job fair for female candidates please find below mention details

Date :10 October 2026

Day: Saturday

Venue: YES BANK House, Off Western Express Highway, Santacruz (East), Mumbai - 400055

Meet person :Shayan sayed

Time :10 am to 2 pm

Please find the jd below ,

Relationship Manager JD:

Job Title: Relationship Manager

Department: Small Enterprises (SME) - Working Capital Products

Experience: 2-3 years

Role Summary:

We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SE) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover up to 150 Cr maintaining portfolio hygiene and actively engaging in cross-selling financial products.

Key Responsibilities:

• Client Acquisition (NTB): Source new-to-bank (NTB) clients in the small enterprise segment with turnover up to 150 Cr. Identify opportunities through market intelligence, references, and industry networking.
• Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.
• Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies.
• Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.
• Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.
• Cross-Selling: Identify and capitalize on cross-selling opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.